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List of Insurance Advisors in 2026

🔍
50 Insurance Advisors
Vartika Agarwal

Vartika Agarwal

INSURANCE ADVISOR · AXIS MAX LIFE

She belongs to Kanpur and comes from a family that values education and integrity. Her husband is a reputed Chartered Accountant in Kanpur. Before... becoming a Financial Advisor, she was a homemaker, dedicated to her family and household. Motivated to build an independent identity while making a meaningful difference in people’s lives, she entered the life insurance industry. She enjoys reading, cooking, travelling, meeting new people, spending quality time with her family, and participating in social and community activities. Axis Max Life Insurance gave her the ideal platform to earn trust, build lasting relationships, and positively impact lives through financial protection. The profession has enabled her to earn clients’ trust while fostering continuous personal and professional growth, the cornerstones of her success. For FY’26, she aims to achieve higher leadership recognitions by continuing her MDRT journey, expanding her customer base through referrals, and ensuring every client receives the right financial protection for their family’s future.

Neeraj Kumar Mehra

Neeraj Kumar Mehra

INSURANCE ADVISOR · AXIS MAX LIFE

After spending 15 years as an advisor, he joined Axis Max Life Insurance in 2019 with the dual intention of earning additional income and making a... meaningful contribution to society. Motivated by the prestigious recognitions such as MDRT and Councils, Neeraj continually strives for higher achievements within the organization. His passion for social work aligns seamlessly with his role at Axis Max Life, where he finds purpose in helping individuals and families secure their financial futures. As a committed Axis Max Life ambassador, Neeraj goes beyond transactions — he creates lasting impact by consistently delivering exceptional service and building trust with every customer he serves.

Jaishree Jaiswal

Jaishree Jaiswal

INSURANCE ADVISOR · AXIS MAX LIFE

Her story with Axis Max Life Insurance is one of full-circle belonging — she began her journey with the company as an Operations Executive on on the... front desk, and later, chose to step into the advisory role as a true expression of her belief and passion. Born and raised in Amravati, she has always held one conviction close to her heart: that insuring a client is not merely a financial transaction, but a gift of peace of mind to an entire family. A traveller and fitness enthusiast who draws strength from the unwavering support of family and friends, she approaches her work with the sincerity of someone who knows exactly why it matters. Her professional goal is simple and powerful — to continue achieving MDRT and COT year on year, for as long as she has the privilege to serve.

Mihir Maganlal Shah

Mihir Maganlal Shah

INSURANCE ADVISOR · AXIS MAX LIFE

He has spent 18 years with Axis Max Life Insurance — a tenure that speaks as much to his loyalty as it does to his excellence. Born and raised in... Mumbai in a businessoriented family that valued integrity, hard work, and longterm relationships, he was drawn early to finance and entrepreneurship as pathways to meaningful impact. He found in insurance the perfect intersection of his passion for financial planning and his desire to make a real difference in people’s lives. A reader, traveller, and family man outside of work, he brings the same thoughtfulness to his personal life as to his advisory practice. His mantra — nobody plans to fail, but they fail to plan — is not just a saying. It is the lens through which he approaches every client relationship, and it has served him, and those he serves, exceedingly well.

Indrani Guha

Indrani Guha

INSURANCE ADVISOR · AXIS MAX LIFE

Coming from the small town of Chittaranjan– Asansol in West Bengal, she began her journey as a homemaker before transitioning into a successful... career as an Advisor. Passionate about cooking and travel, she believes that insurance is far more than a profession—it is a noble service dedicated to securing families’ futures and providing financial protection, much like the role of a doctor in safeguarding lives. Her professional aspiration for TOT FY’26 is to continue expanding her impact by helping more individuals and families achieve financial security while setting new benchmarks of excellence in the insurance industry.

NJ

Nisha Jaiswal

INSURANCE ADVISOR · AXIS MAX LIFE

A native of Ranchi, she transitioned from her role as Director of a Private Limited Company to build a successful career in the insurance sector.... With a strong passion for public service, she is dedicated to spreading awareness about insurance and financial security among diverse communities. Her interests include cooking, travelling, and fitness, which reflect her balanced and energetic approach to life. She attributes her professional success to building relationships, meeting people, and maintaining continuous learning through regular participation in training programs offered by Axis Max Life Insurance. Through her work, she strives to make a meaningful impact by helping people secure their futures with confidence.

Menghraj D. Lulla

Menghraj D. Lulla

INSURANCE ADVISOR · AXIS MAX LIFE

Hailing from Ulhasnagar in Maharashtra came to insurance with no financial background — and turned that into one of the most inspiring journeys in... the Axis Max Life family. What he lacked in prior knowledge, he more than made up for with discipline, a willingness to learn, and an extraordinary work ethic that has sustained him for over two decades. Today, with multiple MDRT qualifications, multiple CEO Council distinctions, and ten Executive Council recognitions to his name, Menghraj is proof that consistent effort and the right guidance can take anyone anywhere. His goal for the current year is COT — a milestone he is pursuing with the same steady, unflappable commitment that has defined every chapter of his remarkable career.

Savita Dahiya

Savita Dahiya

INSURANCE ADVISOR · AXIS MAX LIFE

Her journey is one of quiet transformation — from homemaker to financially independent professional, driven by a deeply personal desire to stand on... her own two feet. Inspired by the spirit of giving back through charity and community work, she found in insurance a profession that aligned perfectly with who she already was: someone who cares, who shows up, and who keeps going. That consistency — the willingness to work continuously, day after day, without seeking shortcuts — is what has made her a CEO’s Council qualifier and what continues to define her growth. For her, the milestone is not the destination; it is simply the natural outcome of doing the right things, for the right reasons, without stopping.

Salonni Sunil Shah

Salonni Sunil Shah

INSURANCE ADVISOR · AXIS MAX LIFE

She grew up in Vapi, Gujarat, in a family with a rich legacy of investment consultancy — and from an early age, she understood the value of financial... independence and the trust it takes to help others achieve it. Joining Axis Max Life Insurance, she brought with her a deep belief that insurance is one of the most powerful gifts one can give a family, and that the right advice, delivered with integrity, builds confidence that lasts a lifetime. An enthusiastic traveller who finds joy in meaningful connections and the company of family and friends, she brings the same warmth to her professional life as she does to her personal one. Her mantra — consistency and hard work — has kept her firmly in the COT tier year after year, and she remains committed to scaling newer heights with every passing season.

Neha Safal Surpuriya

Neha Safal Surpuriya

INSURANCE ADVISOR · AXIS MAX LIFE

She joined Axis Max Life Insurance, drawn by the company’s culture of recognition and its commitment to rewarding excellence. What she has built... since is a career marked by consistent achievement and a deep understanding of what her clients truly need. She takes great pride in her ability to identify the right products for each individual — never recommending what’s convenient, always recommending what’s right. She believes wholeheartedly that Axis Max Life Insurance is the finest platform she has been part of, and she continues to serve her clients with the same care and dedication that defined her very first day.

Ashim Kohli

Ashim Kohli

INSURANCE ADVISOR · AXIS MAX LIFE

A Delhiite born and bred, he served the Indian Army for 37 proud years before stepping into a new chapter with Axis Max Life Insurance. The... discipline, structure, and sense of duty that defined his military career now inform everything he does as a financial advisor — building strong public relationships and earning the trust of every client he works with. A golfer and music lover in his personal time, he brings a quiet confidence and warmth to his interactions that makes him as approachable as he is reliable. Inspired to join the profession by a colleague whose conviction was contagious, he continues to serve — just in a different uniform.

Nisha Narendra Mulay

Nisha Narendra Mulay

INSURANCE ADVISOR · AXIS MAX LIFE

She is a woman of many passions — a seasoned real estate consultant since long, a karaoke stage organiser, a passionate cook, and an insurance... professional whose entry into the field in 2019 was as much a personal challenge as it was a professional pivot. She came in with a clear vision: to earn meaningful recognition, establish her own identity, and make a lasting positive impact on society. Known for her strong belief in nurturing long-term relationships and her passion for helping clients build diversified financial portfolios. Self-confidence, and the refusal to ever accept defeat, are the only success mantras for her that truly matter.

Deepika Jha

Deepika Jha

INSURANCE ADVISOR · AXIS MAX LIFE

A dedicated homemaker and mother of three, she transformed her passion into a purposeful career at the age of 34, driven by a desire to become an... independent professional and create a meaningful impact. Over the past 12 years, she has established herself as a leading financial advisor, committed to enhancing financial awareness and well-being among Indian families. Guided by a client-first philosophy, she has consistently delivered exceptional performance through relationship-driven engagement and goal-based financial planning. Beyond her professional achievements, she is passionate about reading, social service through NGO initiatives, travelling, and singing. Her long-term vision is to establish her own office and build a platform that promotes financial literacy and empowers individuals to achieve financial security and prosperity.

Hetal Subhashbhai Dave

Hetal Subhashbhai Dave

INSURANCE ADVISOR · AXIS MAX LIFE

He began his professional journey as a computer programmer and entrepreneur, having run his own venture, Pinatronix Computers before joining Axis Max... Life Insurance. Along with his interest in travel, he is driven by dynamic environments that emphasize social interaction and professional public engagement. Building and maintaining strong relationships has been one of his key strengths, and he firmly believes that in insurance, trust and personal connection are essential. The comprehensive product suite of AMLI and its approach to serving clients across all aspects aligned with his values, which motivated him to join this company. In his long term association with Axis Max Life Insurance, he has consistently worked to position himself among the top financial advisors through loyalty, commitment, and the delivery of need-based solutions. He emphasizes the importance of staying consistently engaged with customers, guided by his belief that “out of sight is out of mind.”

Neelam Dayanand Salunkhe

Neelam Dayanand Salunkhe

INSURANCE ADVISOR · AXIS MAX LIFE

Her story is one of the most quietly courageous in the Axis Max Life family. She joined Axis Max Life as a single parent to a teenage daughter, a... non-localite in Pune with almost no natural market and no family support to lean on. Yet in her very first year, she qualified for the Executive Council and earned herself a place in Bangkok — announcing her arrival to everyone who might have doubted her. What followed was a career built entirely on referrals, integrity, and an unwavering belief in her own ability. She has since earned the title of Pillar of Pune 5’ters Office, inspiring countless others not with words, but with the evidence of what is possible when you simply refuse to give up.

Rajesh Padmanabhan

Rajesh Padmanabhan

INSURANCE ADVISOR · AXIS MAX LIFE

He joined Axis Max Life Insurance to start the second innings of his life. As a former Business Head of an organisation with an overall experience of... 22 years, he wanted to use his experience to enrich lives. His knowledge and the grit to strive for excellence in everything he does has contributed to him becoming a MDRT qualifier for the first time, a feat he aims to achieve every year. According to him, working with Axis Max Life Insurance has been a gratifying experience, and he makes a difference in his customers’ lives by offering them the right solutions basis their needs.

Sulochana Tiwari

Sulochana Tiwari

INSURANCE ADVISOR · AXIS MAX LIFE

She has carved a remarkable niche for herself through her dedication and expertise. Over the years, she has received numerous national-level... recognitions that reflect her commitment to excellence. As a seasoned advisor, she currently manages the financial well-being of many customers, providing them with personalized guidance and support. She is deeply committed to the company’s core value of Customer Obsession, consistently striving to understand each client’s unique needs, offering the right knowledge and tailored solutions to help them achieve their financial goals.

Bharatbhushan Bansilal Soni

Bharatbhushan Bansilal Soni

INSURANCE ADVISOR · AXIS MAX LIFE

His career trajectory is as striking as it is inspiring — from decorated Air Force Fighter Pilot to distinguished insurance advisory professional,... his transition from serving the nation in the skies to safeguarding families on the ground reflects an unwavering commitment to protection and purpose. He has been part of the insurance advisory world since many years, bringing to every client interaction the discipline, precision, and mission-driven focus that defined his years in uniform. Trusted for his integrity and strategic insight, he approaches financial advisory the way he once approached every flight — with preparation, responsibility, and the quiet confidence of someone who knows exactly what is at stake.

Suman Shukla

Suman Shukla

INSURANCE ADVISOR · AXIS MAX LIFE

She is from Banaras, Uttar Pradesh, and previously worked as a dress designer. She has also travelled, which helped her gain new experiences and... ideas. She joined Axis Max Life Insurance because she saw it as a place for continuous learning, personal growth, and building a meaningful career. Her family is her biggest source of strength and motivation, helping her stay confident and focused. For FY26, her goal is to achieve Double TOT and move to a higher position in the company.

Manjusha A. S.

Manjusha A. S.

INSURANCE ADVISOR · AXIS MAX LIFE

Coming from Kerala’s industrial heartland, she started her professional journey as a teacher. A passionate reader, she is known for her dedication,... persistence, consistency, and commitment to excellence qualities that have earned her recognition and strengthened her leadership within the CEO Council FY26.

All Insurance Advisors

  • Vartika Agarwal

    INSURANCE ADVISOR · AXIS MAX LIFE

    She belongs to Kanpur and comes from a family that values education and integrity. Her husband is a reputed Chartered Accountant in Kanpur. Before becoming a Financial Advisor, she was a homemaker, dedicated to her family and household. Motivated to build an independent identity while making a meaningful difference in people’s lives, she entered the life insurance industry. She enjoys reading, cooking, travelling, meeting new people, spending quality time with her family, and participating in social and community activities. Axis Max Life Insurance gave her the ideal platform to earn trust, build lasting relationships, and positively impact lives through financial protection. The profession has enabled her to earn clients’ trust while fostering continuous personal and professional growth, the cornerstones of her success. For FY’26, she aims to achieve higher leadership recognitions by continuing her MDRT journey, expanding her customer base through referrals, and ensuring every client receives the right financial protection for their family’s future.

  • Neeraj Kumar Mehra

    INSURANCE ADVISOR · AXIS MAX LIFE

    After spending 15 years as an advisor, he joined Axis Max Life Insurance in 2019 with the dual intention of earning additional income and making a meaningful contribution to society. Motivated by the prestigious recognitions such as MDRT and Councils, Neeraj continually strives for higher achievements within the organization. His passion for social work aligns seamlessly with his role at Axis Max Life, where he finds purpose in helping individuals and families secure their financial futures. As a committed Axis Max Life ambassador, Neeraj goes beyond transactions — he creates lasting impact by consistently delivering exceptional service and building trust with every customer he serves.

  • Jaishree Jaiswal

    INSURANCE ADVISOR · AXIS MAX LIFE

    Her story with Axis Max Life Insurance is one of full-circle belonging — she began her journey with the company as an Operations Executive on on the front desk, and later, chose to step into the advisory role as a true expression of her belief and passion. Born and raised in Amravati, she has always held one conviction close to her heart: that insuring a client is not merely a financial transaction, but a gift of peace of mind to an entire family. A traveller and fitness enthusiast who draws strength from the unwavering support of family and friends, she approaches her work with the sincerity of someone who knows exactly why it matters. Her professional goal is simple and powerful — to continue achieving MDRT and COT year on year, for as long as she has the privilege to serve.

  • Mihir Maganlal Shah

    INSURANCE ADVISOR · AXIS MAX LIFE

    He has spent 18 years with Axis Max Life Insurance — a tenure that speaks as much to his loyalty as it does to his excellence. Born and raised in Mumbai in a businessoriented family that valued integrity, hard work, and longterm relationships, he was drawn early to finance and entrepreneurship as pathways to meaningful impact. He found in insurance the perfect intersection of his passion for financial planning and his desire to make a real difference in people’s lives. A reader, traveller, and family man outside of work, he brings the same thoughtfulness to his personal life as to his advisory practice. His mantra — nobody plans to fail, but they fail to plan — is not just a saying. It is the lens through which he approaches every client relationship, and it has served him, and those he serves, exceedingly well.

  • Indrani Guha

    INSURANCE ADVISOR · AXIS MAX LIFE

    Coming from the small town of Chittaranjan– Asansol in West Bengal, she began her journey as a homemaker before transitioning into a successful career as an Advisor. Passionate about cooking and travel, she believes that insurance is far more than a profession—it is a noble service dedicated to securing families’ futures and providing financial protection, much like the role of a doctor in safeguarding lives. Her professional aspiration for TOT FY’26 is to continue expanding her impact by helping more individuals and families achieve financial security while setting new benchmarks of excellence in the insurance industry.

  • Nisha Jaiswal

    INSURANCE ADVISOR · AXIS MAX LIFE

    A native of Ranchi, she transitioned from her role as Director of a Private Limited Company to build a successful career in the insurance sector. With a strong passion for public service, she is dedicated to spreading awareness about insurance and financial security among diverse communities. Her interests include cooking, travelling, and fitness, which reflect her balanced and energetic approach to life. She attributes her professional success to building relationships, meeting people, and maintaining continuous learning through regular participation in training programs offered by Axis Max Life Insurance. Through her work, she strives to make a meaningful impact by helping people secure their futures with confidence.

  • Menghraj D. Lulla

    INSURANCE ADVISOR · AXIS MAX LIFE

    Hailing from Ulhasnagar in Maharashtra came to insurance with no financial background — and turned that into one of the most inspiring journeys in the Axis Max Life family. What he lacked in prior knowledge, he more than made up for with discipline, a willingness to learn, and an extraordinary work ethic that has sustained him for over two decades. Today, with multiple MDRT qualifications, multiple CEO Council distinctions, and ten Executive Council recognitions to his name, Menghraj is proof that consistent effort and the right guidance can take anyone anywhere. His goal for the current year is COT — a milestone he is pursuing with the same steady, unflappable commitment that has defined every chapter of his remarkable career.

  • Savita Dahiya

    INSURANCE ADVISOR · AXIS MAX LIFE

    Her journey is one of quiet transformation — from homemaker to financially independent professional, driven by a deeply personal desire to stand on her own two feet. Inspired by the spirit of giving back through charity and community work, she found in insurance a profession that aligned perfectly with who she already was: someone who cares, who shows up, and who keeps going. That consistency — the willingness to work continuously, day after day, without seeking shortcuts — is what has made her a CEO’s Council qualifier and what continues to define her growth. For her, the milestone is not the destination; it is simply the natural outcome of doing the right things, for the right reasons, without stopping.

  • Salonni Sunil Shah

    INSURANCE ADVISOR · AXIS MAX LIFE

    She grew up in Vapi, Gujarat, in a family with a rich legacy of investment consultancy — and from an early age, she understood the value of financial independence and the trust it takes to help others achieve it. Joining Axis Max Life Insurance, she brought with her a deep belief that insurance is one of the most powerful gifts one can give a family, and that the right advice, delivered with integrity, builds confidence that lasts a lifetime. An enthusiastic traveller who finds joy in meaningful connections and the company of family and friends, she brings the same warmth to her professional life as she does to her personal one. Her mantra — consistency and hard work — has kept her firmly in the COT tier year after year, and she remains committed to scaling newer heights with every passing season.

  • Neha Safal Surpuriya

    INSURANCE ADVISOR · AXIS MAX LIFE

    She joined Axis Max Life Insurance, drawn by the company’s culture of recognition and its commitment to rewarding excellence. What she has built since is a career marked by consistent achievement and a deep understanding of what her clients truly need. She takes great pride in her ability to identify the right products for each individual — never recommending what’s convenient, always recommending what’s right. She believes wholeheartedly that Axis Max Life Insurance is the finest platform she has been part of, and she continues to serve her clients with the same care and dedication that defined her very first day.

  • Ashim Kohli

    INSURANCE ADVISOR · AXIS MAX LIFE

    A Delhiite born and bred, he served the Indian Army for 37 proud years before stepping into a new chapter with Axis Max Life Insurance. The discipline, structure, and sense of duty that defined his military career now inform everything he does as a financial advisor — building strong public relationships and earning the trust of every client he works with. A golfer and music lover in his personal time, he brings a quiet confidence and warmth to his interactions that makes him as approachable as he is reliable. Inspired to join the profession by a colleague whose conviction was contagious, he continues to serve — just in a different uniform.

  • Nisha Narendra Mulay

    INSURANCE ADVISOR · AXIS MAX LIFE

    She is a woman of many passions — a seasoned real estate consultant since long, a karaoke stage organiser, a passionate cook, and an insurance professional whose entry into the field in 2019 was as much a personal challenge as it was a professional pivot. She came in with a clear vision: to earn meaningful recognition, establish her own identity, and make a lasting positive impact on society. Known for her strong belief in nurturing long-term relationships and her passion for helping clients build diversified financial portfolios. Self-confidence, and the refusal to ever accept defeat, are the only success mantras for her that truly matter.

  • Deepika Jha

    INSURANCE ADVISOR · AXIS MAX LIFE

    A dedicated homemaker and mother of three, she transformed her passion into a purposeful career at the age of 34, driven by a desire to become an independent professional and create a meaningful impact. Over the past 12 years, she has established herself as a leading financial advisor, committed to enhancing financial awareness and well-being among Indian families. Guided by a client-first philosophy, she has consistently delivered exceptional performance through relationship-driven engagement and goal-based financial planning. Beyond her professional achievements, she is passionate about reading, social service through NGO initiatives, travelling, and singing. Her long-term vision is to establish her own office and build a platform that promotes financial literacy and empowers individuals to achieve financial security and prosperity.

  • Hetal Subhashbhai Dave

    INSURANCE ADVISOR · AXIS MAX LIFE

    He began his professional journey as a computer programmer and entrepreneur, having run his own venture, Pinatronix Computers before joining Axis Max Life Insurance. Along with his interest in travel, he is driven by dynamic environments that emphasize social interaction and professional public engagement. Building and maintaining strong relationships has been one of his key strengths, and he firmly believes that in insurance, trust and personal connection are essential. The comprehensive product suite of AMLI and its approach to serving clients across all aspects aligned with his values, which motivated him to join this company. In his long term association with Axis Max Life Insurance, he has consistently worked to position himself among the top financial advisors through loyalty, commitment, and the delivery of need-based solutions. He emphasizes the importance of staying consistently engaged with customers, guided by his belief that “out of sight is out of mind.”

  • Neelam Dayanand Salunkhe

    INSURANCE ADVISOR · AXIS MAX LIFE

    Her story is one of the most quietly courageous in the Axis Max Life family. She joined Axis Max Life as a single parent to a teenage daughter, a non-localite in Pune with almost no natural market and no family support to lean on. Yet in her very first year, she qualified for the Executive Council and earned herself a place in Bangkok — announcing her arrival to everyone who might have doubted her. What followed was a career built entirely on referrals, integrity, and an unwavering belief in her own ability. She has since earned the title of Pillar of Pune 5’ters Office, inspiring countless others not with words, but with the evidence of what is possible when you simply refuse to give up.

  • Rajesh Padmanabhan

    INSURANCE ADVISOR · AXIS MAX LIFE

    He joined Axis Max Life Insurance to start the second innings of his life. As a former Business Head of an organisation with an overall experience of 22 years, he wanted to use his experience to enrich lives. His knowledge and the grit to strive for excellence in everything he does has contributed to him becoming a MDRT qualifier for the first time, a feat he aims to achieve every year. According to him, working with Axis Max Life Insurance has been a gratifying experience, and he makes a difference in his customers’ lives by offering them the right solutions basis their needs.

  • Sulochana Tiwari

    INSURANCE ADVISOR · AXIS MAX LIFE

    She has carved a remarkable niche for herself through her dedication and expertise. Over the years, she has received numerous national-level recognitions that reflect her commitment to excellence. As a seasoned advisor, she currently manages the financial well-being of many customers, providing them with personalized guidance and support. She is deeply committed to the company’s core value of Customer Obsession, consistently striving to understand each client’s unique needs, offering the right knowledge and tailored solutions to help them achieve their financial goals.

  • Bharatbhushan Bansilal Soni

    INSURANCE ADVISOR · AXIS MAX LIFE

    His career trajectory is as striking as it is inspiring — from decorated Air Force Fighter Pilot to distinguished insurance advisory professional, his transition from serving the nation in the skies to safeguarding families on the ground reflects an unwavering commitment to protection and purpose. He has been part of the insurance advisory world since many years, bringing to every client interaction the discipline, precision, and mission-driven focus that defined his years in uniform. Trusted for his integrity and strategic insight, he approaches financial advisory the way he once approached every flight — with preparation, responsibility, and the quiet confidence of someone who knows exactly what is at stake.

  • Suman Shukla

    INSURANCE ADVISOR · AXIS MAX LIFE

    She is from Banaras, Uttar Pradesh, and previously worked as a dress designer. She has also travelled, which helped her gain new experiences and ideas. She joined Axis Max Life Insurance because she saw it as a place for continuous learning, personal growth, and building a meaningful career. Her family is her biggest source of strength and motivation, helping her stay confident and focused. For FY26, her goal is to achieve Double TOT and move to a higher position in the company.

  • Manjusha A. S.

    INSURANCE ADVISOR · AXIS MAX LIFE

    Coming from Kerala’s industrial heartland, she started her professional journey as a teacher. A passionate reader, she is known for her dedication, persistence, consistency, and commitment to excellence qualities that have earned her recognition and strengthened her leadership within the CEO Council FY26.

  • K. Balasubramanian

    INSURANCE ADVISOR · AXIS MAX LIFE

    Coming from a strong agricultural family, he was inspired by his father, a successful farmer and vegetable market wholesaler. Before joining Axis Max Life Insurance as an Advisor, he built and managed his own finance business. An avid reader with a passion for literature, he enjoys traveling to meet friends and fellow writers for enriching literary discussions. A sports accident that wiped out his early earnings became a turning point, motivating him to create a source of perpetual income. A chance meeting with his manager at a book fair introduced him to the Advisor opportunity, which he embraced wholeheartedly. Since then, he has built a rewarding career with AMLI, creating value for clients while growing professionally. He believes success comes from meeting more people and creating more opportunities. Guided by the principles of Create Value, Be Real, Stay Open, and Keep in Touch, he aims to achieve TOT in FY’27, reflecting his commitment to excellence and sustained growth.

  • Vijay Laximan Bhike

    INSURANCE ADVISOR · AXIS MAX LIFE

    He came from a middle-class family with a pharmacy business at its centre — and after nineteen years with Axis Max Life Insurance, he has built a second career that has far surpassed anything he might have imagined when he first made the transition. Motivated by the freedom, the rewards, and the recognition that the profession offered, Vijay has achieved multiple MDRT distinctions and earned himself nearly fifty international tours — a testament to consistent excellence that few in the industry can match. A man engaged in social and political activities and passionate about sports, he brings both energy and commitment to everything he pursues. His current goal is Cabinet Council, and if his nineteen-year track record is any guide, it is a goal already halfway achieved.

  • Kuldeep Gautam

    INSURANCE ADVISOR · AXIS MAX LIFE

    He spent 12 years perfecting the art of cooking in worldclass hotels — but somewhere along the way, he discovered that his real passion lay in a different kind of nourishment: securing the financial futures of those around him. In 2015, he took a leap of faith and joined Axis Max Life Insurance, channelling the same precision and care from the kitchen into his advisory practice. His approach with clients is rooted in complete transparency — he always serves up a full, honest picture of every policy, ensuring families choose what is truly right for them. That commitment to clarity and integrity has earned him the prestigious MDRT qualification multiple times, and continues to drive his growth as a trusted financial advisor.

  • Mayur Rameshchandra Gandhi

    INSURANCE ADVISOR · AXIS MAX LIFE

    Coming from a business-oriented hometown and family background, he chose to step away from the family business to build his own independent identity. Through strong discipline and consistent daily commitment, particularly in sports, he continues to shape his personal journey and purpose with focus and determination.

  • Neelam Janak Thakker

    INSURANCE ADVISOR · AXIS MAX LIFE

    She was a fashion designer and boutique owner before she became what she calls a financial portfolio designer — and the transition makes perfect sense. Her eye for what people truly need, her passion for social engagement, and her belief that financial security is one of the deepest forms of care a person can offer to another all found their home in the insurance industry. Over 14 years, she has helped secure the futures of hundreds of families, winning numerous recognitions including Agent of the Year and service excellence awards along the way. Her motto is as warm as it is wise: help others, help their families lead financially secure lives — because sachi advise never fails you.

  • Ragini Omprakash Mishra

    INSURANCE ADVISOR · AXIS MAX LIFE

    She is based in Ahmedabad and enjoys gardening, reading, and shopping in her personal time. She is driven by a strong desire to help others and is motivated by meaningful rewards and recognition for her contributions. She values relationship building rooted in trust, determination, and consistency, and her personal goal is to achieve COT.

  • Vijay Pal

    INSURANCE ADVISOR · AXIS MAX LIFE

    He spent 38 distinguished years serving the Indian Army — and when he retired, he found in Axis Max Life Insurance a way to stay connected to the community he had served for so long. After joining, he carved out a unique and purposeful niche: advising Army personnel on the importance of making small, steady investments during service to protect their families and secure their futures. For him, this is not merely a second career — it is a continuation of the same calling, now focused on financial protection rather than national protection. He approaches each day with the same sense of mission that defined his years in uniform, and finds in the vibrant Axis Max Life Insurance team the same spirit of camaraderie that made him the officer he was.

  • Bipinchandra Nagindas Vora

    INSURANCE ADVISOR · AXIS MAX LIFE

    He doesn’t chase money — he chases purpose. A Commerce graduate and a dedicated Axis Max Life Insurance advisor for over a decade, he is driven by a conviction that securing lives is far more valuable than chasing numbers. His passion lies specifically in promoting high-value Term Plans — ensuring that families are genuinely protected when it matters most, not just on paper but in substance. His mantra is as simple as it is powerful: take one idea, live it, breathe it, and turn it into reality. That unwavering focus is what fuels him every single day, and it is what has made him the advisor he is today.

  • Sailesh Shah

    INSURANCE ADVISOR · AXIS MAX LIFE

    He comes from a respected and well-known family in Hyderabad. He enjoys travelling, reading, and meeting people, which align closely with his personal interests and pursuits. He lives life with purpose and follows a holistic 360-degree approach toward health, wealth, and overall well-being.

  • Sunil Kumar S

    INSURANCE ADVISOR · AXIS MAX LIFE

    Since joining Axis Max Life Insurance, Sunil has embraced a continuous journey of learning and growth. Over the past few years, he has evolved from an insurance advisor to a trusted counselor and financial guide. Today, Sunil aspires to become one of the country’s top financial planners. His approach is rooted in providing clients with thorough and transparent knowledge about insurance plans, empowering them to make informed decisions. He is passionate about inspiring more young people to join Axis Max Life Insurance as advisors, aiming to boost financial literacy across India’s population.

  • Mamta Jain

    INSURANCE ADVISOR · AXIS MAX LIFE

    She began her journey as a homemaker — and through sheer hard work, confidence, and dedication, built a career that now places her among the most respected names in her field. Her work is driven by a purpose that goes beyond the professional: she helps families plan for a secure financial future, and in doing so, inspires many women to believe in their own potential and pursue independence with conviction. Her journey is living proof that with determination and persistent effort, no goal is beyond reach.

  • Kalpana Talukdar

    INSURANCE ADVISOR · AXIS MAX LIFE

    She is from Chamata, Nalbari, and began her journey with Axis Max Life Insurance with a vision to build her own identity and help families secure their financial future. Over the years, through perseverance and continuous learning, she achieved MDRT in 2016 setting strong benchmarks in performance and leadership. She believes that consistency, self-improvement, and lifelong learning are the foundations of lasting success. She is passionate about protecting more families financially and creating a meaningful impact through her work. Outside her profession, she enjoys listening to music, gardening, and travelling.

  • Randhir Singh

    INSURANCE ADVISOR · AXIS MAX LIFE

    From Sonipat, Haryana, Randhir Singh is the kind of advisor who leads not with credentials but with character. Humble, deeply religious, and known in his community for his honesty and quiet devotion to helping others, Randhir has built an extraordinary career with Axis Max Life — qualifying multiple times as a Centurion, MDRT, COT, and Cabinet Council member. His success is not accidental; it is the natural outcome of a life lived with discipline, sincerity, and an unwavering sense of service. For every family that trusts him, Randhir brings not just financial expertise, but a genuine commitment to their well-being — making him not just a respected advisor, but a valued presence in every life he touches.

  • Sudhakar Gabriel

    INSURANCE ADVISOR · AXIS MAX LIFE

    With over 24 years of experience, Sudhakar Gabriel has been guiding families in building and preserving wealth—focusing on education planning, retirement, and succession strategies. A Founder Team Member at Axis Max Life Insurance, he specializes in multi-generational wealth and inheritance planning. He works with clients globally and is adept at using the DTAA to craft crossborder financial solutions. Sudhakar serves as Country Chair – India for the MDRT Member Communication Committee, representing the world’s leading financial professionals. He is also a dedicated Board Member of a charitable organization, reflecting his commitment to community impact.

  • Ramesh Ramkumar Sharma

    INSURANCE ADVISOR · AXIS MAX LIFE

    Before entering the insurance industry, Ramesh used to run his own canteen at a railway station. This helped him understand the nuances of customer needs and how to help them. He joined Axis Max Life Insurance and brought in his experience and became an MDRT in the very first year. Customer Obsession remains core to his value system. His success mantra is meeting two customers on a daily basis, irrespective of those meetings resulting in business or not.

  • Nayna D Bhanushali

    INSURANCE ADVISOR · AXIS MAX LIFE

    She came into insurance advisory from life as a homemaker — and brought with her a homemaker’s instincts: care, patience, attentiveness, and an understanding of what families truly value. An avid reader, traveller, and cook who also gives back through charity, she carries a richness of perspective into every client relationship. What drives her professionally is clear: to earn meaningful recognition and to consistently outperform her own previous best. Her mantra — consistency — reflects a woman who understands that lasting success is built not in one great moment, but in the quiet, steady accumulation of purposeful effort, day after day.

  • Salzina Cruzinha Fernandes

    INSURANCE ADVISOR · AXIS MAX LIFE

    She is one of the most accomplished financial advisors in the country. A Certified Financial Planner and international speaker certified by LIMRA, IRDA, and AMFI, she is the founder of Sansal Financial Services in Margao, Goa, and a specialist in financial planning for NRI families across the globe. Since joining Axis Max Life Insurance, her record of achievement has been nothing short of extraordinary — consecutive Agent of the Year awards, consecutive Centurion qualifications, multiple COT and TOT milestones, and over a decade of unbroken CEO Council membership. She has served in leadership roles with MDRT in the United States and Australia, spoken at international stages in the US and Canada, and been featured in the International Sheroes Book of Records. Through all of it, her philosophy has remained beautifully simple: give your best to mankind, and the rest will follow.

  • Rekha Ajay Jain

    INSURANCE ADVISOR · AXIS MAX LIFE

    She was a homemaker before she stepped into the insurance world — and the transition has been nothing short of extraordinary. A dancer at heart who finds joy in movement, a voracious reader, and someone who keeps fitness central to her life, she brings a discipline and creativity to her advisory practice that sets her apart. She was drawn to this profession by the dual promise of name and fame. Her eyes firmly set on TOT in FY26. Her journey is a celebration of what becomes possible when a woman who has always given to others finally decides to invest in herself.

  • Ashokkumar Girdharbhai Patel

    INSURANCE ADVISOR · AXIS MAX LIFE

    With over 30 years of experience as a businessman, Ashokkumar joined Axis Max Life Insurance not only for the rewards and recognition but to make a meaningful contribution to society. Over time, he discovered that beyond accolades, his greatest satisfaction comes from helping secure the financial futures of his customers. His journey has transformed him into a dedicated and knowledgeable professional, passionately spreading awareness about the importance of life insurance. His commitment and performance have earned him global recognition, including multiple qualifications for the prestigious MDRT.

  • I. Malathi

    INSURANCE ADVISOR · AXIS MAX LIFE

    Coming from Trichy, Tamil Nadu, has worn many hats in her life — housewife, teacher, professional — and through each of them, she developed an an abiding understanding of what stability and planning truly mean to a family. That understanding eventually led her to insurance, where she found a profession that aligned perfectly with her deepest belief: every family deserves financial security, and insurance is not just a product but a promise. A passionate cook and fitness enthusiast, She approaches her personal and professional life with the same warmth and discipline. Her mantra — consistency, discipline, and building trust with clients — reflects the values she has lived by long before she ever wrote her first policy. Her goal is to grow, serve more families, and become an even more trusted advisor with Axis Max Life Insurance in the years ahead.

  • Hoor Chetandas Jhurani

    INSURANCE ADVISOR · AXIS MAX LIFE

    He traded the world of CA firms for the advisory world of Axis Max Life Insurance — and discovered in the process a profession that aligned with the values he holds most deeply: the nobility of service and the importance of understanding human values. A Mumbaikar who finds joy in travel and the wisdom of scriptures, he brings a quiet thoughtfulness to his practice that clients find both reassuring and refreshing. His goal — COT qualification — is a target he pursues with the same sincerity and integrity that drew him to this profession in the first place.

  • Vaishali Kishor Bhagwat

    INSURANCE ADVISOR · AXIS MAX LIFE

    Her journey in financial services is one of the most remarkable evolutions in the industry — from post office agent to mutual fund distributor, from insurance advisor to consistent MDRT and CEO’s Council qualifier, and now the founder of her own firm, Blossom Finserv LLP. Based in Pune and associated with Axis Max Life Insurance, she has spent nearly two decades building a practice rooted in need-based strategies, deep client relationships, and a philosophy of putting herself in her clients’ shoes with every recommendation she makes. A fitness enthusiast and avid trekker who draws energy from pushing limits, Vaishali brings the same tenacity to her professional goals — her FY26 ambition being to help over a hundred new families while maintaining her elite standing in the CEO’s Council. Her story is not just one of financial success; it is one of visionary leadership, built one trusted relationship at a time.

  • Rajan Bedi

    INSURANCE ADVISOR · AXIS MAX LIFE

    For 15 years, he built a thriving business in the manufacturing of lampshades and home furnishings — a testament to his entrepreneurial spirit and eye for quality. When he sought an additional source of income that didn’t require significant personal financial investment, Axis Max Life Insurance offered exactly that. What followed was a transformation powered by rigorous training and a commitment to continuous learning, turning Rajan into a highly proficient professional who applies his knowledge to make a genuine difference in clients’ lives. His dedication has earned him the prestigious MDRT qualification for more than fifteen consecutive years — a streak that speaks not just to his performance, but to his relentless pursuit of excellence in a fraternity he deeply respects.

  • Pallavi Chaturvedi

    INSURANCE ADVISOR · AXIS MAX LIFE

    Pallavi is a dedicated homemaker who has always understood the importance of insurance in securing a family’s financial future through her own life experiences. Driven by this belief, she joined Max Life Insurance with the vision of not only safeguarding her own family’s future but also raising awareness about the importance of life insurance among others. Over the years, she has found Axis Max Life Insurance to be the ideal platform for continuous learning and personal growth. She appreciates the organization’s culture of creativity and innovation, which has encouraged her to explore new business opportunities while helping individuals and families plan for a financially secure future. Her journey reflects her commitment to making a meaningful difference in the lives of others through financial protection and planning.

  • Shamal Naresh Gandhi

    INSURANCE ADVISOR · AXIS MAX LIFE

    A beautician and make-up artist by vocation, Shamal Naresh Gandhi has spent her career making lives more beautiful — and when she joined Max Life Insurance, that purpose simply found a new and deeper expression. The moment that truly defined her path came early, when she helped settle a few claims and witnessed firsthand how financial protection allowed two families to live with dignity through their darkest hours. That experience changed everything. For her, MDRT is not just a recognition — it is a global platform that connects her with the best minds in the industry and keeps her growing. Having qualified for MDRT many times over, she continues to lead with the same philosophy that guides all her work: put people before policies, relationships before transactions, and integrity before results. When trust becomes your foundation, success becomes a natural outcome

  • Harmeet Kaur Kohli

    INSURANCE ADVISOR · AXIS MAX LIFE

    With Axis Max Life Insurance, she has devoted pursuit of a single mission: to secure and safeguard the financial futures of families. Razor-sharp in her focus and unwavering in her dedication, she has built a career that combines deep expertise in financial products with an exceptional ability to build and sustain meaningful client relationships. Her achievements over this tenure include the prestigious Chairman’s Award, along with multiple advanced certifications — LIMRA, PDS, and IKE — that have sharpened her skills and deepened her knowledge with every passing year. For Harmeet, excellence is not a goal she works toward; it is the standard she has never dropped.

  • Ganesh Narayanrao Sapa

    INSURANCE ADVISOR · AXIS MAX LIFE

    He is a name synonymous with excellence in the insurance advisory world. One of the highest honours in the global insurance profession — he has spent his career doing one thing exceptionally well: helping families and business owners secure their financial futures through solutions that are genuinely tailored to their needs. Over the years, he has built an insurance portfolio of extraordinary scale, serving thousands of families and facilitating thousands of policies. His specialisation spans Business Insurance Planning, Keyman Insurance, Estate Planning, HUF Planning, and Family Protection Strategies. At the heart of everything he does is a belief that never wavers: protecting dreams, securing futures, and creating lifelong financial confidence.

  • Jayprakash Sanjeev Shetty

    INSURANCE ADVISOR · AXIS MAX LIFE

    He came to Axis Max Life Insurance almost by coincidence — a casual visit to the office that turned into a calling when he saw the warmth, training, and care embedded in the organisation’s culture. A Mumbai-based family man who was previously in the office automation business, he is also a professional musician and co-founder of a band called Dreams Unplugged, having performed on television and on stage with a passion that carries over into everything he does. The moment that truly changed his relationship with insurance was the death claim of a close friend — an experience that made him see the profession not as a job, but as a responsibility. His mantra — focus on advising rather than selling — is not a strategy. It is the belief at the core of who he is as a professional.

  • Shalini Kohli

    INSURANCE ADVISOR · AXIS MAX LIFE

    Coming from a science background and having spent her formative years as a homemaker, she developed the understanding of family aspirations, financial anxieties, and the quiet strength it takes to build a secure future which ultimately lit the spark for her entry into the financial services world — not from outside inspiration, but from a deeply personal need to create an identity where her skills and efforts could make a real difference. An avid traveller and music lover, she brings curiosity and warmth to everything she does. Her success mantra is built on consistent performance, hard work, and integrity, and her goal is as meaningful as her journey: to help families make informed financial decisions and bring stability, happiness, and confidence to their lives.

  • Sunita Bhatia

    INSURANCE ADVISOR · AXIS MAX LIFE

    Former Air India air hostess who went on to spend 14 years as a homemaker and proud partner to a highly decorated Air Force pilot who rose to the rank of Air Marshal, she has always inhabited a world where excellence is the baseline. When Axis Max Life Insurance knocked on her door, she took it on as a personal challenge — and proceeded to excel, in the way that only someone of her calibre could. An avid golfer, a culinary artist now sharing her skills with many, an interior designer, and a passionate animal welfare volunteer in her community, Sunita brings a remarkable richness of life experience to everything she does. Her advisory philosophy is built on three commitments: always put the client first, stay motivated through your own rewards, and grow with the company — because in this profession, when everyone wins, everyone wins together. Her goal for 2026 is to keep the momentum going and hit the bull’s eye.

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IRDAI - Registration No. 104. ARN/Web/13122024 Category: Life. Validity: Valid.
Corporate Identity Number (CIN): U74899HR2000PLC143012.

Corporate Office: Axis Max Life Insurance Ltd. 11th Floor, DLF Square, Building, Jacaranda Marg, DLF Phase 2, Sector 25, Gurugram, Shahpur, Haryana 122002

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DISCLAIMERS

Axis Max Life Insurance Limited (earlier known as Max Life Insurance Company Limited) is a Joint Venture between Max Financial Services Limited and Axis Bank Limited.

Corporate Office: Axis Max Life Insurance Ltd. 11th Floor, DLF Square Building, Jacaranda Marg, DLF City Phase II, Gurugram (Haryana) - 122002.

Operation Center: Axis Max Life Insurance Ltd, Plot no. 90-C, Sector-18, Urban Estate, Gurugram, Haryana – 122 015.

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Axis Max Life Insurance is integrated with licensed NBFC FinVu (Cookiejar Technologies Pvt. Ltd.) and NADL (NeSL Asset Data Limited) for sharing policy details with regulated Financial Information Users within the Account Aggregator ecosystem after obtaining the Policy holder's consent. Read more about Account Aggregator framework here

*Life insurance coverage is available in this product. For more details on risk factors, Terms and Conditions please read the prospectus carefully before concluding a sale. You may be entitled to certain applicable tax benefits on your premiums and policy benefits. Please note all the tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you. Tax benefits are subject to changes in tax laws.

Insurance is the subject matter of solicitation. For more details on the risk factors, Terms and Conditions, please read the sales and rider prospectus carefully before concluding a sale. Tax benefits are eligible for tax exemption on fulfilling conditions mentioned under Section 10(10D) of income tax act 1961. Tax exemptions are as per our understanding of law and as per prevailing provisions of income tax at 1961. Policy holders are advised to consult tax expert for better clarification /interpretation. Please note that all the tax benefits are subject to tax laws at the time of payment of premium or receipt of policy benefits by you. Tax benefits are subject to changes in tax laws. The monthly Income Benefit and Terminal Benefit may be taxable subject to extra premium being loaded at underwriting stage.

Celeb disclaimer (if images being used):

The Brand Ambassadors as depicted herein, have endorsed only the Axis Max Life Insurance Products and are not in any manner endorsing Axis Bank Limited and / or any other Bank Partner of Axis Max Life Insurance and do not have any kind of association or relationship with Axis Bank Limited and / or any other Bank Partner of Axis Max Life Insurance

Disclaimers for Market Linked Plans & Saving plans:

THE UNIT LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF FIFTH YEAR.

Unit Linked Insurance Products (ULIPs) are different from the traditional insurance products and are subject to the risk factors. The premium paid in the Unit Linked Life Insurance Policies is subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Axis Max Life Insurance is only the name of the insurance company and Axis Max Life Online Savings Plan (UIN: 104L098V06) is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds, their future prospects or returns.

#4Axis Max Life Online Savings Plan. A unit-linked non-participating individual life insurance plan. | Axis Max Life Insurance Limited is only the name of the insurance company and Axis Max Life Insurance Online Savings Plan (UIN: 104L098V06) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

*1The aggregate annualized premium should not be more than 5 lakhs (one or more policies put together) for non-linked non-par savings insurance plan in any given year of policy term to be eligible for Section 10 (10D) exemption.

*3All claims that qualify for InstaClaim will be paid within 3 hrs from the date of submission of all mandatory documents else Axis Max Life will pay interest at prevailing Bank Rate as on beginning of Financial Year in which claim has been received for every day of delay beyond one working day. Interest shall be at the bank rate that is prevalent at the beginning of the financial year in which death claim has been received. Mandatory Documents: Original policy document; Original/attested copy of death certificate issued by local municipal authority; Death claim application form (Form A); NEFT mandate form attested by bank authorities along with a cancelled cheque of bank account passbook along with nominee's photo identity proof; Discharge/Death summary attested by hospital authorities or FIR & Post Mortem Report/Viscera Report (in case of accident death).

*#Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your Insurer carrying on life insurance business. The assumed rates of return (4% p.a. and 8% p.a.) shown in the illustrative example are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your Policy depends on a number of factors including future investment performance. The guaranteed and non-guaranteed benefits are applicable only if all due premiums are paid. The Maturity Benefit shown in the illustrative example are inclusive/exclusive of taxes.

*!#1 Selling Plan among plans offered online by Axis Max Life Insurance. Source: Company sales data based on number of policies sold through our website from Jan'26 to Jul'26.

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^^On completion of policy term

The savings indicated is the maximum premium difference as compared with offline plan & depends on the variant purchased.

Claims for policies completed 3 continuous years. All mandatory documents should be submitted before 3:00pm on a working day. Claim amount on all eligible policies4 is less than Rs. 1 Crore. Claim does not warrant any field verification. Mandatory Documents:

> Original policy document

> Original/attested copy of death certificate issued by local municipal authority

> Death claim application form (Form A)

> NEFT mandate form attested by bank authorities along with a cancelled cheque or bank account passbook along with nominee’s photo identity proof

> Discharge/Death summary attested by hospital authorities or FIR & Post Mortem Report/viscera report (in case of accidental death)

1The 5% employee discount will be refunded to you once your policy is issued. Submit your documents for getting your policy issued and get 5% employee discount

2Total premium will be charged at the time of the policy issuance (subject to underwriting’s decision).

315% discount is applicable only on the first year premium for salaried employees with a corporate, purchasing Axis Max Life Smart Term Plan Plus (UIN: 104N132V01). During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case. 15% discount (applied on standard male premium rates) is applicable for lifetime for females.

4InstaClaim TM is available for all versions of (UIN: 104N125V09). Mandatory Documents:

  • Original policy document
  • Original/attested copy of death certificate issued by local municipal authority
  • Death claim application form (Form A)
  • NEFT mandate form attested by bank authorities along with a cancelled cheque or bank account passbook along with nominee’s photo identity proof
  • Discharge/Death summary attested by hospital authorities or FIR & Post Mortem Report/viscera report (in case of accidental death)

5Criteria applicable only for “Term plans” for Graduate, Indian resident with declared income >= 10 lacs with CIBIL score >= 650 (salaried) and >= 700 (self-employed) with no disclosed medical condition

6Applicable for Titanium variant of Axis Max Life Smart Fixed- return Digital plan (premium payment of 10 years and policy term of 30 years) and a healthy female of 18 years paying Rs 30,000/- per month (exclusive of all applicable taxes) with 6.80% return. Life Insurance is available with this product.

7Available with Axis Max Life Smart Wealth Plan (UIN: 104N116V16)

8Available with Axis Max Life Smart Fixed-return Digital Plan (UIN: 104N123V07). The guaranteed benefits are available with selected life insurance plans & are applicable if all due premiums are paid.

9This is applicable for a 24-Year Old Healthy Male, Non-Smoker, 25 Years Policy Term, 25 Year Premium Payment Term for Axis Max Life Smart Secure Plus Plan (UIN: 104N118V13).

10This is applicable for a 25-Year Old Healthy Male, Non-Smoker, 40 Years Policy Term, 40 Year Premium Payment Term for Axis Max Life Saral Jeevan Bima (UIN: 104N117V02).

11Lifetime discount is applicable only for salaried employees and for Existing AMLI Customers, purchasing Axis Max Life Smart Term Plan Plus (UIN: 104N132V01) . During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case. This discount is applicable throughout the premium payment term of the policy and its percentage varies basis the Premium payment term opted by the customer at inception. Please Note that: there will be an option to choose between the First Year Discount (FYD) or Lifetime (LT) discount at inception of the policy.

PThe lifetime discount of 5% in Axis Max Life Smart Total Elite Protection Plan (UIN: 104N125V09) is available for entire premium payment term for sales through exclusive web link. The savings figure mentioned above has been calculated using the difference between discounted and undiscounted total premiums paid by a 45 year old male paying premium for 40 years and policy term of 40 years for a life cover of 1Cr.

##Tax conditions :

##Save 46,800 on taxes if the insurance premium amount is Rs.1.5 lakh per annum and you are a Regular Individual, fall under 30% income tax slab having taxable income less than Rs. 50 lakhs and Opt for Old tax regime ~# Save 54,600 on taxes if the insurance premium amount is Rs.1.5 lakh per annum for life cover and 25,000 for critical illness cover and you are a Regular Individual, fall under 30% income tax slab having taxable income less than Rs. 50 lakhs and Opt for Old tax regime.

CI Rider disclaimers:

AXIS MAX LIFE CRITICAL ILLNESS AND DISABILITY RIDER (UIN: 104B033V03) available as a rider on payment of additional premium.

>Extended cover of up to 85 years is available with gold and platinum variant only

@64 critical illnesses covered in platinum and platinum plus variant on payment

22 critical illnesses covered in gold and gold plus variant

*^Total premiums paid inclusive of any extra premium but exclusive of all applicable taxes, cesses or levies and modal extra. Return of premium option is available on payment of additional premium.

~Conditions for premium break: Available at an additional premium for policies with policy term greater than 30 years and premium payment term greater than 21 years. Option to skip paying premium for 12 months. 2 premium breaks will be available during the premium payment term separated by an interval of at least 10 years

~1 Conditions for Special exit value:

Option to receive all premiums paid back, at a specified point in the term of the policy (free of cost). Available when Return of Premium variant is not chosen. No additional premium to be paid.

~2 Voluntary Top-up Sum assured:

Option to double your insurance cover, basis underwriting, at the time of your need by increasing your sum assured up to an additional 100% of base sum assured, chosen at inception

^^*^^Free look period conditions:

The policyholder has a period of 30 days from the date of receipt of the policy document, to review the terms and conditions of the Policy, where if the policyholder disagrees to any of those terms or conditions, he / she has the option to return the Policy stating the reasons for his objections. The policyholder shall be entitled to a refund of the premiums paid, subject only to deduction of a proportionate risk premium for the period of cover and the expenses incurred by the company on medical examination of the lives insured and stamp duty charges.

^Individual Death Claim Paid Ratio as per Annual Audited Financials for FY 25-26, Claims Paid Ratio rounded off to the nearest single decimal figure.

*2 The "3 Click Claim Process" describes the number of primary action buttons (CTAs) required to initiate and submit an eligible claim through the digital journey. Actual claim processing may require additional verification, document submission, customer interactions, or other steps as necessary. Claim settlement is subject to applicable policy terms and conditions and is not guaranteed solely by completion of the 3-click journey.

#3Tax benefits as per prevailing tax laws, subject to change

Terms and conditions for availing 5% employee discount:

<Due to system constraints, employee is requested to select 5 Lakh and above income which can be changed to actual amount on the information page.

Past performance of the investment funds do not indicate the future performance of the same. Investors in the Scheme are not being offered any guaranteed / assured returns. The premiums & funds are subject to certain charges related to the fund or to the premium paid.

The premium shall be adjusted on the due date even if it has been received in advance.

For Total Installment Premium - Total Installment Premium is the Premium payable as per premium paying frequency chosen, it excludes applicable taxes, cesses or levies, if any; and includes loadings for modal premiums, Underwriting Extra Premium and Rider Premiums if any.

For Return of Premium - The Return of Premium Option is available on payment of Additional Premium. Premium does not include amount paid for riders and is excluding taxes, cesses and levies. Upon Policyholder's selection of Return of Premium variant this product shall be a Non-Linked Non-Participating Individual Life Insurance Savings Plan.

For Riders - #Applicable Rider available on the payment of Additional Premium is Axis Max Life Critical Illness and Disability Rider | Non-Linked Non-Participating Individual Pure Risk Health Insurance Rider | UIN: 104B033V03. Critical Illness and Disability Rider variant opted is Platinum Plus which covers 64 critical Illnesses. The rider cover will only be paid in scenarios where customer is diagnosed with listed 64 critical illnesses or total and permanent disability. Rider will terminate after major critical illness claim is paid to the policyholder. In case customer requests for cancellation of rider only, the solution as a whole will be cancelled and not just the individual rider.

For Additional Benefits– ##On Payment of Additional Premium. The accident cover will only be paid in scenarios where death occurs due to accident.

*~Disclaimers

Axis Max Life Smart Secure Plus Plan. A non-linked non-participating individual pure risk life insurance plan (UIN: 104N118V13). Benefit available with special exit value -Total premium paid inclusive of any extra premium but exclusive of all applicable taxes, cesses or levies & modal extra. The premium calculated as per Standard premium for 30-year-old healthy male, non-smoker, 40 years’ policy term, 40 years’ premium payment term for Axis Max Life Smart Secure Plus Plan.

##Policy continuance benefit is not available with lifelong wealth variant. **The accrued income will be accumulated on an annual basis at the prevailing reverse repo rate (publish on RBI’s website).

#With “Save the date”, you can choose to take your annual income to any special date in a year.

***Available with early wealth variant. Income benefit will be paid as per selected plan terms.

~Accidental death benefit is available in call variants except for Single premium variant. Life insurance coverage is available in this product.

#~Term Insurance plan bought online directly from Axis Max Life Insurance has no commissions involved.

~1Axis Max Life Smart Secure Plus Plan, A non-linked non-participating Individual Pure Risk Life Insurance Plan (UIN: 104N118V13). Standard Premium for 30 year old healthy male, non-smoker, 40 years policy term, 40 year premium payment term for Axis Max Life Smart Secure Plus Plan | ~1 Conditions for special exit value: Option to receive all premiums paid back, at a specified point in the term of the policy (free of cost). Available when Return of premium variant is not chosen. No additional premium to be paid. Option to receive all premiums back. Flexibility of exiting the plan early. Special Exit Value cover applicable till age 68 & above (of your age). T&C Apply.

@>Axis Max Life Critical Illness and Disability Rider (UIN: 104B033V03) is available with Axis Max Life Smart Term Plan Plus (UIN: 104N132V01) on payment of additional premium. It covers 64 critical illnesses under Platinum & Platinum Plus variant. Standard premium for 30-year old healthy male, non-smoker, 30 years policy term, 30 year premium payment term for Regular Cover Variant with a life cover of 1 Crore under Axis Max Life Smart Term Plan Plus along with Critical Illness (Platinum Variant) Sum assured of 10 lakhs for a policy term of 30 years.

#Available on Payment of Additional Premium. The accident cover will only be paid in scenarios where death occurs due to accident.

^1Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term,25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09) with a life cover of Rs. 50 lakh.

^2Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term,25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09) with a life cover of Rs. 75 lakh.

^3Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term,25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09) with a life cover of Rs. 1 Cr.

^4Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term,25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09) with a life cover of Rs. 1.5 Cr.

^5Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term,25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09) with a life cover of Rs. 2 Cr.

^6Disclaimer: Standard premium for 24-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09) with a life cover of Rs. 5 Cr.

~*Disclaimer: Standard premium for 24-year old healthy female,non-smoker, 25 years policy term, 25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09)

^~Disclaimer: 5 year return (CAGR – Compound Annualised Growth Rate) from Axis Max Life High Growth Fund (ULIF01311/02/08LIFEHIGHGR104) as on 30/06/2025

^~The assumed rates of return (4% p.a. and 8% p.a.) shown in the illustrative example are not guaranteed and they are not the upper or lower limits of what you might get back. The value of your policy depends on a number of factors including future investment performance. The amount shown is for a 30-year-old healthy male, with 10 years premium payment term, and 35 years policy term with Axis Max Life Online Saving Plan (Unit Linked Non Participating Individual Life Insurance Plan | Life Insurance is available in this product).

*++Axis Max Life's Nifty Alpha 50 Fund tracks the NSE's Nifty Alpha 50 Index, subject to tracking error. The above values have been calculated by projecting historical returns of the Nifty Alpha 50 index, after adjusting for all expenses, except the tracking error, in Axis Max Life online savings plan (variant 1) for a 35-year-old male investing 10k per month for 10 years and maturity after 20 years. The calculations have been done using historical returns of the Nifty Alpha 50 index and may not be indicative of the future performance of Axis Max Life's Nifty Alpha 50 Fund. The above values have been calculated basis 10 year returns of 26.4% (30th Apr'24) of the Nifty Alpha 50 Index.

*+Nifty Mid-cap 150 Momentum 50 Index was launched in Aug’22. These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s Midcap Momentum Index fund. 10 year return of NIFTY Midcap 150 Momentum 50 Index as on 27/05/2024. Axis Max Life Midcap Momentum Index Fund (SFIN: ULIF02802/01/24MIDMOMENTM104) is passively managed Index Fund that mirrors NIFTY Midcap 150 Momentum 50 Index.

*&10 year return of Nifty Smallcap 250 Quality 50 Index as on 30/04/2024. The past returns are extrapolation of index fund returns up to past 10 years using same formula (provided by NSE). The returns are not indicative of the future performance of the fund. Axis Max Life Nifty Smallcap Quality Index Fund is passively managed Index Fund that mirrors Nifty Smallcap 250 Quality 50 Index. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error.

**@Axis Max Life's Forever Young Pension Plan (UIN: 104L075V10) is a Unit Linked Pension Plan. Axis Max Life Insurance is only the name of the insurance company and Axis Max Life Forever Young Pension Plan (UIN: 104L075V10) is only the name of the unit linked pension product and does not in any way indicate the quality of the contract, its future prospects or returns. The premium paid in the Unit Linked Policies is subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.

++*A tax-free commutation of up to 60% of the vesting benefit can be availed. Tax benefits are subject to condition under Sections 80CCC, 10(10A), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.

^*All claims that qualify for InstaClaim will be paid within 3 hrs from the date of submission of all mandatory documents else Axis Max Life will pay interest at prevailing Bank Rate as on beginning of Financial Year in which claim has been received for every day of delay beyond one working day. Interest shall be at the bank rate that is prevalent at the beginning of the financial year in which death claim has been received. Mandatory Documents: Original policy document; Original/attested copy of death certificate issued by local municipal authority; Death claim application form (Form A); NEFT mandate form attested by bank authorities along with a cancelled cheque of bank account passbook along with nominee's photo identity proof; Discharge/Death summary attested by hospital authorities or FIR & Post Mortem Report/Viscera Report (in case of accident death).

#*Axis Max Life Insurance’s Sustainable Wealth 50 Index Fund (SFIN: ULIF03223/12/24SUSTWEALTH104), which is a passively managed Index Fund that mirrors Axis Max Life Sustainable Yield Index, subject to tracking error. The fund value calculation is done by projecting historical returns of Axis Max Life Sustainable Yield Index, after adjusting for all expenses (except tracking error) in Axis Max Life Flexi Wealth Advantage Plan (UIN: 104L121V04) for a 30-year-old male investing 5k/10k per month for 20/10 years. The above values have been calculated assuming 25.2% p.a. gross investment returns as in Nov'24, which is the 10-year return of Axis Max Life Sustainable Yield Index. (back tested).

@3Standard premium for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09)| The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate, purchasing via web link. During policy issuance, Axis Max life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

7Disclaimer: Rs. 1,00,29,587 after 14 years at policy maturity on monthly investment of Rs. 16,600 for 12 years for 30-year-old male with Axis Max Life Smart Wealth Plan – Long Term Variant. A non-linked non-participating individual life insurance savings plan. The guaranteed benefits are applicable only if all due premiums are paid. Life Insurance is available in this product.

@6Disclaimer: Standard premium for 3 Cr. Life Cover for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term for Regular Cover Variant of Axis Max Life Smart Term Plan Plus (UIN:104N132V01)| The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate. During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

@7Disclaimer: Standard premium for 1 Cr. Life Cover for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term for Regular Cover Variant of Axis Max Life Smart Term Plan Plus (UIN:104N132V01)| The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate. During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

@8Disclaimer: Standard premium for 2 Cr. Life Cover for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term for Regular Cover Variant of Axis Max Life Smart Term Plan Plus (UIN: 104N132V01)| The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate, purchasing via web link. During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

@9Disclaimer: Standard premium for 1 Cr. Life Cover for 20-year old healthy Female, non-smoker, 25 years policy term, 25 year premium payment term for Axis Max Life Smart Term Plan Plus (UIN: 104N132V01) The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate. During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

@10Disclaimer: Standard premium for 5 Cr. Life Cover for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term for Regular Cover Variant of Axis Max Life Smart Term Plan Plus (UIN: 104N132V01)| The above mentioned premium is the discounted monthly premium to be paid in 1st year. Discount is applicable only for salaried employees with a corporate, purchasing via web link. During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

Disclaimer: ~10 year CAGR of Nifty SmallCap 250 Quality50 index as on 24/07/2023. Axis Max Life Nifty Smallcap Quality Index Fund is passively managed Index fund that tracks the Nifty SmallCap 250 Quality50 index (subject to tracking error).

Disclaimer: @++ Axis Max Life’s NIFTY Momentum Quality 50 Fund (SFIN: ULIF03127/10/24MOMQUALITY104) is a passively managed Index Fund that mirrors NIFTY 500 Multicap Momentum Quality 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of NIFTY 500 Multicap Momentum Quality 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life Online Savings Plan (UIN: 104L098V06) for a 30-year-old male investing 10k per month for 10 years. The above values have been calculated assuming 24.9% p.a. gross investment returns as on 16/10/2024, which is the 10-year return of NSE's NIFTY 500 Multicap Momentum Quality 50 Index (backtested)

Disclaimer: **+NIFTY 500 Momentum 50 Index was launched in June'24. The past returns are back tested based on historical returns and formula (provided by NSE). These are returns of benchmark indices as on 11 June’24 and are not indicative of returns on Axis Max Life Insurance’s newly launched NIFTY 500 Momentum 50 Fund. Axis Max Life’s NIFTY 500 Momentum 50 Fund (SFIN: ULIF03014/08/24MOMENFIFTY104) is a passively managed Index Fund that mirrors NSE’s NIFTY 500 Momentum 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of NSE’s NIFTY 500 Momentum 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life Online Savings Plan (UIN: 104L098V06) for a 30-year-old male investing 10k per month for 10 years. The above values have been calculated assuming 25% p.a. gross investment returns as on 11 June'24, which is the 10-year return of NSE's NIFTY 500 Momentum 50 Index (backtested).

Disclaimer: #^Axis Max Life Smart Innovation Fund (SFIN: ULIF03301/03/25INNOVATION104), which is an actively managed fund does not have any past performance benchmarks. The above values have been calculated for a 35-year-old male investing 10k per month for 10 years assuming 20.8% p.a. gross investment returns basis 5 years’ performance of existing active fund with Axis Max Life Insurance, as on date 31st Jan'25 after adjusting for all expenses in Axis Max Life’s Capital Guarantee Plan which is combination of Axis Max Life Online Savings Plan (UIN: 104L098V06) and Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN: 104N116V17). | Investors in this plan are not offered guaranteed/ assured returns. | The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year. The premium shall be adjusted on the due date even if it has been received in advance. Applicable taxes, cesses and levies as imposed by the government from time to time will be deducted from the premiums received or from the funds, as applicable.

Disclaimer: @$The Nifty500 Multifactor MQVLv 50 Index was launched in Feb’25. The past returns are back tested based on historical returns and formula (provided by NSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s NIFTY 500 Multifactor 50 Index fund. Axis Max Life’s NIFTY 500 Multifactor 50 Index fund (SFIN: ULIF03414/05/25MULTIFACTO104) is a passively managed Index Fund that mirrors NSE’s Nifty500 Multifactor MQVLv 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of NSE’s Nifty500 Multifactor MQVLv 50 Index, after adjusting for all expenses (except tracking error) Axis Max Life’s Online Savings Plan (UIN: 104L098V06) for a 30-year old male investing 5K/10K per month for 10 years. The above return values have been calculated assuming 21% p.a. gross investment returns, which is the returns since inception of NSE's Nifty500 Multifactor MQVLv 50 Index (backtested) as on 24th April 2025. For FWAP, replace Axis Max Life’s Online Savings Plan (UIN: 104L098V06) with Axis max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V04).

Disclaimer: %$The Nifty500 Multifactor MQVLv 50 Index was launched in Feb’25. The past returns are back tested based on historical returns and formula (provided by NSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s NIFTY 500 Multifactor 50 Index Pension Fund. Axis Max Life’s NIFTY 500 Multifactor 50 Index Pension Fund (SFIN: ULIF03523/06/25PENSMULFAC104) is a passively managed Index Pension Fund that mirrors NSE’s Nifty500 Multifactor MQVLv 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of NSE’s Nifty500 Multifactor MQVLv 50 Index, after adjusting for all expenses (except tracking error) Axis Max Life’s Forever Young Pension Plan (UIN: 104L075V10) for a 30-year old male investing 10K/20k per month for 10 years. The above return values have been calculated assuming 21% p.a. gross investment returns, which is the returns since inception of NSE's Nifty500 Multifactor MQVLv 50 Index (backtested) as on 10th June 2025.

Disclaimer: ^$The fund value calculation is done by projecting returns of NSE's Nifty 500 Multifactor MQVLv 50 Index at 21% gross investment returns ( which is the return since inception (backtested) as on June 10, 2025), after adjusting for all expenses (except tracking error) in Axis Max Life’s Forever Young Pension Plan (UIN: 104L075V10). The pension amount has been calculated assuming that the proceeds from the entire corpus available at the time of maturity of Forever Young Pension Plan (UIN: 104L075V10) has been used to purchase Smart Guaranteed Pension Plan (UIN: 104N122V25) Single Life Immediate Annuity for life (with death benefit) option.

Disclaimer: %^BSE 500 Enhanced Value 50 Index was launched in May'25. The past returns are back tested based on historical returns and formula (provided by BSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s BSE 500 Value 50 fund. Axis Max Life’s BSE 500 Value 50 Fund (SFIN: ULIF03623/07/25BSEVALUEIN104) is a passively managed Index Fund that mirrors BSE 500 Enhanced Value 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of BSE 500 Enhanced Value 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V04) for a 30 year old male investing 10K per month for 10 years. The above values have been calculated assuming 22.4% p.a. gross investment returns, which is the 7-year returns of BSE 500 Value 50 Index as on 16th July 2025.

Disclaimer: $^The returns shown above are based on the past performance of Axis Max Life’s High Growth Fund (SFIN: ULIF01311/02/08LIFEHIGHGR104). These are past returns and are not indicative of return on Axis Max Life Insurance’s High Growth Pension Fund. Axis Max Life’s High Growth Pension Fund (SFIN: ULIF03722/09/25PENSHIGHGR104) is an actively managed pension fund, with an objective to invest in mid cap equities, where predominant investments are equities of companies with high growth potential in the long term. The fund value calculation is done by projecting the past returns of AMLI’s High Growth Fund after adjusting for all expenses in Axis Max Life’s Forever Young Pension Plan (UIN: 104L075V10) for a 30 year old male investing 5K/10K/20K/30K per month for 10 years. The above value(s) have been calculated assuming 21.4% p.a. gross investment returns, which is the past 7-years returns of Axis Max Life’s High Growth Fund.

Disclaimer: $@The returns shown above are based on the past performance of Axis Max Life Insurance’s High Growth Fund (SFIN: ULIF01311/02/08LIFEHIGHGR104). These are past returns and are not indicative of return of Axis Max LIfe's India Consumption Opportunities Fund (SFIN: ULIF03807/10/25INDIACONSU104). AMLI's India Consumption Opportunities Fund is an actively managed fund, with an objective to achieve long-term capital appreciation by investing in equity instruments of companies operating in the consumption sector and its related or allied industries. The fund value calculation is done by projecting the past returns of AMLI’s High Growth Fund after adjusting for all expenses in Axis Max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V04) for a 30 year old male investing 5K/10K/15K/30K per month for 10 years. The above values have been calculated assuming 22.7% p.a. gross investment returns, which is the past 7-years returns of AMLI’s High Growth Fund.

Disclaimer: #$BSE 500 Dividend Leaders 50 Index was launched in Mar'25. The past returns are back tested based on historical returns and formula (provided by BSE). These are returns of benchmark index and are not indicative of return of Axis Max Life Insurance’s BSE 500 Dividend Leaders 50 Index fund. Axis Max Life’s BSE 500 Dividend Leaders 50 Index Fund (SFIN:ULIF03907/11/25BSEDIVLEAD104 ) is a passively managed Index Fund that mirrors BSE 500 Dividend Leaders 50 Index, subject to tracking error. The fund value calculation is done by projecting historical returns of BSE 500 Dividend Leaders 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Flexi Wealth Advantage Plan (UIN: 104L121V04) for a 30 year old male investing INR 5K/10K per month for 10 years. The above values have been calculated assuming 22.3% p.a. gross investment returns. The index fund is expected to generate similar returns as of the benchmark returns, however due to expenses, portfolio deviations (because of timing of investments/flows) and regulatory restrictions (sector limits)returns of the AMLI fund and benchmark may differ.

The maturity amount shown above is for a 30-year old healthy male who invests Rs. 5K/10K per month for 10 years and remains invested for 20 years. The total premium to be paid (excl. GST) in 10 years will be Rs. 6 Lakhs/12 lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid.

Capital Guarantee solution is a combination of benefits of two individual and separate products named Axis Max Life Online Savings Plan, A Unit Linked Non Participating Individual Life Insurance Plan (UIN: 104L098V06) and Axis Max Life Smart Wealth Advantage Guarantee Plan, (A Non Linked Non-Participating Individual Life Insurance Savings Plan, UIN: 104N124V17). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

Disclaimer: $1The returns shown above are based on the past performance of BSE 500 Dividend Leaders 50 Index. These are past returns and are not indicative of return on Axis Max Life Insurance’s BSE 500 Dividend Leaders 50 Index Fund. AMLI BSE 500 Dividend Leaders 50 Index Fund (SFIN: ULIF04017/11/25PENDIVLEAD104) is a passively managed pension fund, with an objective invest in a basket of stocks drawn from the constituents of BSE 500 Dividend Leaders 50 Index. The fund will invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error and regulatory restrictions (sectoral limits).

The fund value calculation is done by projecting the past returns of BSE 500 Dividend Leaders 50 Index after adjusting for all expenses in Axis Max Life’s Forever Young Pension Plan (UIN: 104L075V10) for a 30 year old male investing 5K/10K per month for 10 years. The above values have been calculated assuming 22.3% p.a. gross investment returns, which is the past 7-years returns of BSE 500 Dividend Leaders 50 Index Fund (Back-tested).

Disclaimer: @@The returns shown above are based on the past performance of AMLI’s High Growth Fund (SFIN: ULIF01311/02/08LIFEHIGHGR104). These are past returns and are not indicative of return of AMLI's High Growth Fund II (SFIN: ULIF04117/12/25HIGHGROWTH104). AMLI's High Growth Fund II is a mid-cap fund investing in companies with high growth potential in the long term. At least 80% of the Fund corpus is always invested in equities. However, the remaining is invested in government securities, corporate bonds and money market instruments; hence the risk involved is relatively higher.

The fund value calculation is done by projecting the past returns of AMLI’s High Growth Fund after adjusting for all expenses in Axis Max Life Online Savings Plan Plus (UIN: 104L131V02) for a 30 year old male investing 5K/10K per month for 10 years. The above values have been calculated assuming 23.7% p.a. gross investment returns, which is the past 7-years returns of AMLI’s High Growth Fund.

Disclaimer: $2Axis Max Life Growth Super Fund II

Capital Guarantee: The maturity amount shown above is for a 30-year old healthy male who invests Rs. 5K/10K per month for 10 years and remains invested for 20 years. The total premium to be paid in 10 years will be Rs. 6 Lakhs/12 lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid.

Capital Guarantee solution is a combination of benefits of two individual and separate products named Axis Max Life Online Savings Plan, A Unit Linked Non Participating Individual Life Insurance Plan (UIN: 104L098V06) and Axis Max Life Smart Wealth Advantage Guarantee Plan, (A Non Linked Non-Participating Individual Life Insurance Savings Plan, UIN: 104N124V17). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

Online Savings Plan Plus: The returns shown above are based on the past performance of AMLI’s Growth Super Fund (SFIN: ULIF01108/02/07LIFEGRWSUP104). These are past returns and are not indicative of return of AMLI's Growth Super Fund II(SFIN: ULIF04217/12/25GROWTHSUPR104). AMLI's Growth Super Fund II is primarily an equity oriented fund. At least 80% of the fund corpus is invested in equities at all times. The remaining is invested in debt instruments across Government, corporate and money market papers; hence the risk involved is relatively higher.

The fund value calculation is done by projecting the past returns of AMLI’s Growth Super Fund (SFIN: ULIF01108/02/07LIFEGRWSUP104) after adjusting for all expenses in Axis Max Life Online Savings Plan Plus (UIN: 104L131V02) for a 30 year old male investing 5K/10K per month for 10 years. The above values have been calculated assuming 14.42% p.a. gross investment returns, which is the past 7-years returns of AMLI’s Growth Super Fund.

FWAP Retirement: The monthly income functionality can be availed using the Smart Withdrawal feature available with the Whole Life variant in Axis Max Life’s Flexi Wealth Advantage Plan(UIN: 104L121V04). The monthly income shown above has been computed assuming 21st policy year as the income start year, smart withdrawal percentage of 8% for a 30 year old male investing 5K/10K per month for 10 years with 14.42% p.a. gross investment returns, which is the past 7-years returns of AMLI’s Growth Super Fund (SFIN: ULIF01108/02/07LIFEGRWSUP104). These are past returns and are not indicative of return of AMLI's Growth Super II Fund II(SFIN: ULIF04217/12/25GROWTHSUPR104). AMLI's Growth Super Fund II is primarily an equity oriented fund. At least 80% of the fund corpus is invested in equities at all times. The remaining is invested in debt instruments across Government, corporate and money market papers; hence the risk involved is relatively higher.

Disclaimer: $3Axis Max Life Diversified Equity Fund II

Capital Guarantee: The maturity amount shown above is for a 30-year old healthy male who invests Rs. 5K/10K per month for 10 years and remains invested for 20 years. The total premium to be paid in 10 years will be Rs. 6 Lakhs/12 lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid.

Capital Guarantee solution is a combination of benefits of two individual and separate products named Axis Max Life Online Savings Plan, A Unit Linked Non Participating Individual Life Insurance Plan (UIN: 104L098V06) and Axis Max Life Smart Wealth Advantage Guarantee Plan, (A Non Linked Non-Participating Individual Life Insurance Savings Plan, UIN: 104N124V17). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

Online Savings Plan Plus: The returns shown above are based on the past performance of Diversified Equity Fund (SFIN: ULIF02201/01/20LIFEDIVEQF104). These are past returns and are not indicative of return of AMLI's Diversified Equity Fund II (SFIN:ULIF04317/12/25DIVIEQUITY104). AMLI's Diversified Equity Fund II is primarily an equity oriented fund. At least 80% of the fund corpus is invested in equities at all times. The remaining is invested in debt instruments across Government, corporate and money market papers.

The fund value calculation is done by projecting the past returns of Diversified Equity Fund after adjusting for all expenses in Axis Max Life Online Savings Plan Plus (UIN: 104L131V02) for a 30 year old male investing 5K/10K per month for 10 years. The above values have been calculated assuming 21.37% p.a. gross investment returns, which is the returns since inception of Diversified Equity Fund as on 27-Feb-2026.

$4Disclaimer: BSE Dividend Stability Index was launched on 16th Sep 2005. The past returns are back tested based on historical returns and formula (provided by BSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s BSE Dividend Stability Index Fund. Axis Max Life’s BSE Dividend Stability Index Fund (SFIN: ULIF04607/05/26BSEDIVSTAB104) is a passively managed Index Fund that mirrors BSE Dividend Stability Index, subject to tracking error. The fund value calculation is done by projecting historical returns of BSE Dividend Stability Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Online Savings Plan Plus (UIN: 104L131V02) for a 30 year old Male investing 15K/20K per month for 10 years. The above values have been calculated assuming 23% p.a. gross investment returns, which are the past 5 year returns of BSE Dividend Stability Index as on 21st Apr’26.

$5Disclaimer: The returns shown above are total returns of iShares S&P 100 ETF. These are past 10 years’ returns and are not indicative of returns of AMLI's World Equity Fund (SFIN: ULGC001002026WORLDEQUITMAX). AMLI's World Equity Fund provides diversified equity. It is designed for investors seeking global diversification. At least 80% of the fund corpus is invested in equities/ETFs at all times. The remaining is invested in cash, money market instruments and other ETFs. The fund value calculation is done by projecting the past 10 years’ returns of iShares S&P 100 ETF after adjusting for all expenses in Axis Max Life Smart Global Investment Fostering Tomorrow Plan (UIN: MAXL001V002) for a 35 year old male investing $1K per month for 10 years. The above values have been calculated assuming 16.81% p.a. gross investment returns, which is past 10 years total returns of iShares S&P 100 ETF as on 02-Jun-2026.

$6Disclaimer: The returns shown above are based on the past performance of Axis Max Life High Growth Fund. These are past returns and are not indicative of return on Axis Max Life Smart Innovation Pension Fund. AMLI Smart Innovation Pension Fund (SFIN: ULIF04705/06/26PENSMINNOV104) is a fund with a focus on investing in innovative companies and business benefitting from the evolving innovation eco-system with the objective to generate long term capital appreciation. At least 70% of the Fund corpus is invested in a basket of equity stocks over the entire market capitalization range at all times. However, the remaining is invested in government securities, corporate bonds and money market instruments; hence the risk involved is relatively higher.

The fund value calculation is done by projecting the past 10 year returns of Axis Max Life High Growth Fund in Axis Max Life’s Forever Young Pension Plan (UIN: 104L075V10) for a 30 year old male investing 15K per month for 10 years and a vesting period of 25 years. The above values have been calculated assuming 20% p.a. gross investment returns, which is the past 10-years returns of Axis Max Life High Growth Fund as on 4th Jun’26. The pension amount has been calculated assuming that the proceeds from the entire corpus/40% of the corpus available at the time of maturity of Forever Young Pension Plan (UIN: 104L075V010) has been used to purchase Axis Max Life Smart Guaranteed Pension Plan (UIN: 104N122V25) Single Life Immediate Annuity for life (with death benefit option).

Disclaimer: $$Axis Max Life Insurance is only the name of the insurance company and Axis Max Life Smart Global Investment Fostering Tomorrow Plan (UIN: MAXL001V002) is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds, their future prospects or returns.

The returns shown above are total returns of iShares S&P 100 ETF. These are past 10 years’ returns and are not indicative of returns of AMLI's US Equity Fund (SFIN: ULGC002002026USEQUITYFUMAX). AMLI's US Equity Fund provides exposure to the U.S. stock market. It offers investors core U.S. equity market coverage. At least 80% of the fund corpus is invested in equities/ETFs at all times. The remaining is invested in cash, money market instruments and other ETFs. The fund value calculation is done by projecting the past 10 years’ returns of iShares S&P 100 ETF after adjusting for all expenses in Axis Max Life Smart Global Investment Fostering Tomorrow Plan (UIN: MAXL001V002) for a 35 year old male investing $1K per month for 10 years. The above values have been calculated assuming 16.02% p.a. gross investment returns, which is past 10 years total returns of iShares S&P 100 ETF as on 16-Apr-2026.

Disclaimer: ^*Axis Max Life's Flexi Wealth Advantage Plan (UIN: 104L121V04) is a Unit Linked Pension Plan. Axis Max Life Insurance is only the name of the insurance company and Axis Max Life Flexi Wealth Advantage Plan (UIN: 104L121V04) is only the name of the unit linked pension product and does not in any way indicate the quality of the contract, its future prospects or returns. The premium paid in the Unit Linked Policies is subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.

Please note, while our website has been updated with the changed corporate name and brand identity, our product collaterals will be updated in due course. We regret any inconvenience caused.

Disclaimer: @^Not taxable in India as per DTAA subject to providing valid TRC, No Permanent establishment certificate and Form 10F. This clause holds true for:

a) Kuwait, Saudi Arabia & UAE: Applicable for both Traditional (Non-ULIPs) & Capital Gains (ULIPs).
b) Oman & Qatar: Applicable for only Capital Gains (ULIPs).

Disclaimer: ^8The award is for product Axis Max Life Smart Term Plan Plus, winner under Life Insurance Term Plan category as per survey of 1800 people by NielsonIQ across categories.

Disclaimer: ^9Standard premium for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09) for a sum assured of 1 Cr. The above mentioned premium is the discounted monthly premium to be paid in 1st year. 25% Discount is applicable only for salaried employees with a corporate, purchasing via web link. During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

Disclaimer: ^10Standard premium for 20-year old healthy male, non-smoker, 25 years policy term, 25 year premium payment term for Axis Max Life Smart Total Elite Protection Term Plan (UIN: 104N125V09) for a life cover of 2 Cr. The above mentioned premium is the discounted monthly premium to be paid in 1st year. 25% Discount is applicable only for salaried employees with a corporate, purchasing via web link. During policy issuance, Axis Max Life may call for proof of employment if required. In case proposer when asked is not able to prove the employment part, discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case.

Disclaimer: *7The maturity amount shown above is for a 30-year old healthy male who invests Rs. 5K/10K per month for 10 years and remains invested for 20 years. The total premium to be paid in 10 years will be Rs. 6 Lakhs/12 lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid.

Capital Guarantee solution is a combination of benefits of two individual and separate products named Axis Max Life Online Savings Plan Plus, A Unit Linked Non Participating Individual Life Insurance Plan (UIN: 104L131V03) and Axis Max Life Smart Wealth Advantage Guarantee Plan, (A Non Linked Non-Participating Individual Life Insurance Savings Plan, UIN: 104N124V17). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

The returns shown above are based on the past performance of AMLI’s High Growth Fund (SFIN: ULIF01311/02/08LIFEHIGHGR104). These are past returns and are not indicative of return of AMLI's Rising India Manufacturing Fund (SFIN: ULIF05007/09/26RISINGINDM104). AMLI’s Rising India Manufacturing Fund (SFIN: ULIF05007/09/26RISINGINDM104) is an actively managed fund that intends to primarily invest in companies operating in the manufacturing sector and its related or allied industries. The fund leverages India’s strategic push toward domestic production, export competitiveness, and the Make in India initiative to capture long-term structural growth.

The fund value calculation is done by projecting the past returns of AMLI’s High Growth Fund (SFIN: ULIF01311/02/08LIFEHIGHGR104) after adjusting for all expenses in Axis Max Life Online Savings Plan Plus (UIN: 104L131V03) for a 30 year old male investing 5K/10K per month for 10 years. The above values have been calculated assuming 29% p.a. gross investment returns, which is the past 6-years returns of AMLI’s High Growth Fund (SFIN: ULIF01311/02/08LIFEHIGHGR104) as on 25 Aug 2026.

Disclaimer: *8BSE 500 Enhanced Value 50 Index was launched on 20th June 2005. The past returns are back tested based on historical returns and formula (provided by BSE). These are returns of benchmark indices and are not indicative of return on Axis Max Life Insurance’s BSE 500 Value 50 Index Fund II. Axis Max Life’s BSE 500 Value 50 Index Fund II (SFIN: ULIF04807/07/26BSENHVALUE104) is a passively managed Index Fund that mirrors BSE 500 Enhanced Value 50 Index, subject to tracking error.

The fund value calculation is done by projecting historical returns of BSE 500 Enhanced Value 50 Index, after adjusting for all expenses (except tracking error) in Axis Max Life’s Online Savings Plan Plus (UIN: 104L131V02) for a 30 year old Male investing 10K/15K per month for 10 years. The above values have been calculated assuming 27.42% p.a. gross investment returns, which are the past 5 year returns of BSE 500 Enhanced Value 50 Index as on 29th May 26.

Disclaimer: *9The assumed rate of return (8% p.a.) shown in the illustrative example is not guaranteed is not the upper or lower limit of what you might get back. The value of your policy depends on multiple factors including future investment performance. The maturity amount shown is for a 30-year-old healthy male, paying premium of ₹10,000 per month for 30 years premium payment term, and 30 years policy term with Axis Max Life Online Saving Plan Plus (A Unit Linked Non-Participating Individual Life Insurance Plan) | Life Insurance is available in this product.

^***Returns are displayed at the policy level and are based on investments allocated to the available funds. They are calculated using the current applicable NAV and may vary depending on market performance. Past performance should not be construed as indicative of future returns. For complete details, please refer to the applicable Policy Terms and Conditions.

Profit/Loss value is displayed at the policy level and represents the difference between the current fund value and the total premium paid. It is calculated using the current applicable NAV and may increase or decrease based on market performance. The displayed value is indicative in nature and should not be construed as guaranteed. For complete details, please refer to the applicable Policy Terms and Conditions.

Disclaimer: &1The returns shown above are total returns of iShares Global Tech ETF. These are past 10 years returns and are not indicative of returns of AMLI's World Equity Fund (SFIN: ULGC006002026GLOBALINNOMAX). AMLI's Global Innovation Leaders Fund provides diversified equity. It is designed for investors seeking global diversification. At least 80% of the fund corpus is invested in equities/ETFs at all times. The remaining is invested in cash, money market instruments and other ETFs. The fund value calculation is done by projecting the past 10 years’ returns of iShares Global Tech ETF after adjusting for all expenses in Axis Max Life Smart Global Investment Fostering Tomorrow Plan (UIN: MAXL001V002) for a 35 year old male investing $XX per month for XX years. The above values have been calculated assuming 25.41% p.a. gross investment returns, which is past 10 years total returns of iShares Global Tech ETF as on 30-Jun-2026.

Disclaimer: *6For Sum assured of 75 lakh, 1 crore, 1.5 crore, and 2 crore, the below calculations are based on Axis Max Life Smart Term Plan Plus (A Non-Linked, Non-Participating Individual Pure Risk Life Insurance Plan, UIN: 104N132V01). These are monthly premium amounts assuming Regular Pay and monthly payment mode.

Age of Male ApplicantPremium Amount for Rs. 75 lakh Term PlanPremium Amount for Rs. 1 crore Term PlanPremium Amount for Rs. 1.5 crore Term PlanPremium Amount for Rs. 2 crore Term Plan
SmokerNon-SmokerSmokerNon-SmokerSmokerNon-SmokerSmokerNon-Smoker
18 Years (PPT: 67 years)1675/Month
Total Premium: 12.75 lakh
930/Month
Total Premium: 7.08 lakh
1,674/Month
Total Premium: 12.74 lakh
930/Month
Total Premium: 7.08 lakh
2,511/Month
Total Premium: 19.11 lakh
1,395/Month
Total Premium: 10.62 lakh
3,069/Month
Total Premium: 23.36 lakh
1,705/Month
Total Premium: 12.98 lakh
25 Years (PPT: 60 years)2,213/Month
Total Premium: 15.08 lakh
1,229/Month
Total Premium: 8.38 lakh
2,292/Month
Total Premium: 15.62 lakh
1,273/Month
Total Premium: 8.68 lakh
3,438/Month
Total Premium: 23.43 lakh
1,910/Month
Total Premium: 13.02 lakh
4,138/Month
Total Premium: 28.21 lakh
2,299/Month
Total Premium: 15.67 lakh
35 Years (PPT: 50 years)3,582/Month
Total Premium: 20.35 lakh
1,990/Month
Total Premium: 11.30 lakh
4,007/Month
Total Premium: 22.76 lakh
2,226/Month
Total Premium: 12.64 lakh
6,011/Month
Total Premium: 34.15 lakh
3,339/Month
Total Premium: 18.97 lakh
6,821/Month
Total Premium: 38.75 lakh
3,790/Month
Total Premium: 21.53 lakh
45 Years (PPT: 40 years)6,722/Month
Total Premium: 30.55 lakh
3,734/Month
Total Premium: 16.97 lakh
7,395/Month
Total Premium: 33.61 lakh
4,108/Month
Total Premium: 18.67 lakh
11,093/Month
Total Premium: 50.42 lakh
6,163/Month
Total Premium: 28.01 lakh
14,390/Month
Total Premium: 65.40 lakh
7,994/Month
Total Premium: 36.33 lakh
55 Years (PPT: 30 years)13,121/Month
Total Premium: 44.73 lakh
7,289/Month
Total Premium: 24.85 lakh
15,303/Month
Total Premium: 52.16 lakh
8,502/Month
Total Premium: 28.98 lakh
12,955/Month
Total Premium: 78.25 lakh
12,753/Month
Total Premium: 43.73 lakh
30,006/Month
Total Premium: 102.29 lakh
16,670/Month
Total Premium: 56.83 lakh
60 Years (PPT: 25 years)18,963/Month
Total Premium: 53.87 lakh
10,535/Month
Total Premium: 29.92 lakh
22,272/Month
Total Premium: 63.27 lakh
12,373/Month
Total Premium: 35.15 lakh
33,408/Month
Total Premium: 94.90 lakh
18,560/Month
Total Premium: 52.72 lakh
43,123/Month
Total Premium: 122.50 lakh
23,957/Month
Total Premium: 68.06 lakh

 

 

Age of Female ApplicantPremium Amount for Rs. 75 lakh Term PlanPremium Amount for Rs. 1 crore Term PlanPremium Amount for Rs. 1.5 crore Term PlanPremium Amount for Rs. 2 crore Term Plan
SmokerNon-SmokerSmokerNon-SmokerSmokerNon-SmokerSmokerNon-Smoker
18 Years (PPT: 67 years)1,424/Month
Total Premium payable: 10.83 lakh
791/Month
Total Premium payable: 6.02 lakh
1,423/Month
Total Premium payable: 10.83 lakh
790/Month
Total Premium payable: 6.01 lakh
2,134/Month
Total Premium payable: 16.24 lakh
1,185/Month
Total Premium payable: 9.02 lakh
2,608/Month
Total Premium payable: 19.85 lakh
1,449/Month
Total Premium payable: 11.03 lakh
25 Years (PPT: 60 years)1,881/Month
Total Premium payable: 12.82 lakh
1,045/Month
Total Premium payable: 7.12 lakh
1,948/Month
Total Premium payable: 13.28 lakh
1,082/Month
Total Premium payable: 7.37 lakh
2,922/Month
Total Premium payable: 19.92 lakh
1,623/Month
Total Premium payable: 11.06 lakh
3,518/Month
Total Premium payable: 23.98 lakh
1,954/Month
Total Premium payable: 13.32 lakh
35 Years (PPT: 50 years)3,045/Month
Total Premium payable: 17.29 lakh
1,691/Month
Total Premium payable: 9.61 lakh
3,406/Month
Total Premium payable: 19.35 lakh
1,892/Month
Total Premium payable: 10.75 lakh
5,109/Month
Total Premium payable: 29.02 lakh
2,838/Month
Total Premium payable: 16.12 lakh
5,798/Month
Total Premium payable: 32.94 lakh
3,221/Month
Total Premium payable: 18.30 lakh
45 Years (PPT: 40 years)5,714/Month
Total Premium payable: 25.97 lakh
3,174/Month
Total Premium payable: 14.42 lakh
6,286/Month
Total Premium payable: 28.57 lakh
3,492/Month
Total Premium payable: 15.87 lakh
9,429/Month
Total Premium payable: 42.85 lakh
5,238/Month
Total Premium payable: 23.81 lakh
12,232/Month
Total Premium payable: 55.59 lakh
6,795/Month
Total Premium payable: 30.88 lakh
55 Years (PPT: 30 years)11,153/Month
Total Premium payable: 38.02 lakh
6,196/Month
Total Premium payable: 21.12 lakh
13,008/Month
Total Premium payable: 44.34 lakh
7,226/Month
Total Premium payable: 24.63 lakh
19,511/Month
Total Premium payable: 66.51 lakh
10,840/Month
Total Premium payable: 36.95 lakh
25,506/Month
Total Premium payable: 86.95 lakh
14,170/Month
Total Premium payable: 48.30 lakh
60 Years (PPT: 25 years)16,119/Month
Total Premium payable: 45.79 lakh
8,955/Month
Total Premium payable: 25.43 lakh
18,931/Month
Total Premium payable: 53.78 lakh
10,517/Month
Total Premium payable: 29.87 lakh
28,397/Month
Total Premium payable: 80.67 lakh
15,776/Month
Total Premium payable: 44.81 lakh
36,655/Month
Total Premium payable: 104.13 lakh
20,364/Month
Total Premium payable: 57.85 lakh

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