Cancer treatment can be physically overwhelming due to the physical strain of undergoing treatment. What’s more such treatment is also expensive when you take into account the overall cost of undergoing surgery, multiple rounds of chemotherapy and/or radiation therapy as well as the long-term care that may be necessary. At the same time, regular health insurance plans cannot provide you with the assistance you need in such cases. This is where a cancer insurance policy can be a savior by providing much needed financial assistance for cancer treatment.

Cancer insurance policies offer comprehensive coverage once the insured is diagnosed, so one is able to receive a payout even before undergoing treatment. This financial support at the onset can help patients access the best treatment without worrying about the costs or having to pay for medical expenses out of pocket.

Cancer can be life-threatening and those afflicted may also end up emptying their bank account to get treatment for such ailments. However, there is good news – an insurance policy that provides a lump-sum pay out on cancer diagnosis. Commonly known as cancer plans in India, these insurance policies can provide a much needed safety net to secure your finances, if you are diagnosed with any type of cancer. But how can you choose a cancer plan that suits your requirement, read on to find out.

The key difference between a ‘health insurance policy’ and a ‘cancer insurance policy’ is that the latter cover most forms of cancer at both early and advanced stages. It provides a lump sum amount that can cover all costs associated with cancer diagnosis and treatment, including hospitalization, radiation, chemotherapy and surgery, among others. Here are a few things to look for while investing in a Cancer Insurance Policy.

When you were in school, you would have ignored cough and tolerated the cold because studies took precedence above all else. When you began working, your office chair hurt your back, but you seldom paid attention. As you packed your child’s bag in the morning, your arm felt numb. Stop; don’t let this be another life stage when you give your health the second priority.

Your health should come first, every time. Your hectic schedules and exhausting lifestyle can take a toll on your health someday. Lifestyle diseases are on the rise, and conditions like coronary heart disease, diabetes and cancer are becoming all too common. They are no longer diseases of old age, rather a bane of our lifestyles.