With a life insurance policy, you can protect your loved ones against economic uncertainty, in case you are not around. With changing times, insurance policies moved to mere protection plans to investments. And now, you can even use it to generate funds when needed. This feature is called as loan-against-insurance policy where you get triple-fold benefits of protection, investment and loan, so that you can take care of your urgent financial requirements without going anywhere else. Let’s now understand how the process of loan again insurance policy works by focusing mainly on loan against policy eligibility, documents required, and how to apply for this type of secured loan in this blog.

Along with the guaranteed returns, you can also avail a loan against PPF and attend to an emergent situation. However, such a PPF advance can be availed basis your eligibility and other requirements. In this blog, we talk about PPF loan, eligibility criteria, rules and more.

If you have ever opened a bank account or availed any financial service, your service provider must have asked you to complete the KYC process. KYC stands for Know Your Customer and is a mandatory requirement for the customer identification process.

Just like every other financial service, you also need to do KYC in mutual funds, before you become eligible to start investing in them. In this blog, we have discussed the meaning, process importance and other intricate details related to this identification.

If you are applying for a business loan or a personal loan, then the chances of its approval depend on your creditworthiness, or your credit score. There are 4 types of credit scores Notably, credit history helps lenders like banks and NBFCs determine if a candidate should be given a loan. And, lenders assess borrowers’ ability to repay a loan in the specified time using a set of scores. Read on to learn about types of credit score.

CIBIL score displays your creditworthiness to the bank or loan institution from which you are planning to get a loan. Generally, CIBIL score range is between 300 and 900. In most cases 770 or more is typically considered a good CIBIL score range whereas anything above 800 is considered to be an excellent CIBIL score. Let us know more about the CIBIL score ranges, impact and how to improve your CIBIL score in this blog.