PMPM is a measure that makes it easier for insurance companies and policyholders to understand the evolution of healthcare expenses. This measure refers to the Per Member Per Month or PMPM cost in health insurance. It helps determine the average monthly healthcare cost for a single person in a covered group.

Many families provide care for elderly members and people with chronic conditions. However, there is a rising demand for continuous medical care and financial security. Only long term care health insurance can be the answer to this problem.
.
It is helpful for people who have become dependent on others. The reason may be senility, a loss of ability due to a mishap, or something else. Understanding health coverage is crucial to staying protected and financially secure.

Health insurance heavily relies on risk assessment. This is exactly where understanding what is underwriting in health insurance becomes essential. Underwriting allows insurance companies to assess your health background, current lifestyle, and overall risk involved before issuing a policy. This evaluation helps insurers decide the coverage, exclusions, waiting periods, and premiums for different policies.

The Insurance Regulatory and Development Authority of India (IRDAI) looks after fairness and oversight in health insurance industry. It also guides policy structure, claim settlement rules, and transparency in insurance products.

Health insurance is supposed to have your back when life throws something unexpected your way. What if your health insurance claim rejected when you need it the most? Such a situation is indeed stressful. Still, it cannot be the end. Claims get denied mostly because of simple mistakes of policyholders. Maybe you have forgotten a document or are not clear about your policy. However, you can fix it. Here is a detailed guide to help you out.