A fixed benefit, or benefit-based, health insurance plan pays a predefined lump sum or fixed cash amount when a covered event occurs, regardless of the actual medical expenses, subject to the policy terms and conditions.

In this article, we will discuss what fixed benefit health insurance is, how it works, its features, and more to help you make an informed decision.

The rising medical expenditures in India can drain your hard-earned savings in case of a medical emergency. In such cases, a medical indemnity policy can shield you from financial losses by compensating for the actual expenses incurred through a cashless or reimbursement claim process.

Thus, it is a suitable option for individuals seeking financial protection in case of medical emergencies.

When you are considering buying a health insurance plan, particularly one that covers critical illnesses, it is prudent to know certain provisions that influence claim eligibility. A survival period in health insurance is one of such clauses, and it may determine whether and when a policyholder can receive the sum insured upon diagnosis.

Most policyholders mix the waiting period with the survival period. Understanding these concepts helps you make right choices and ensures your financial plan aligns with real-world healthcare needs.

After getting married, couples come across several responsibilities. While managing those responsibilities, any health emergency may lead to a financial burden. Having health insurance for a newly married couple is necessary at this time to ensure adequate financial backup during emergency medical needs.
Here’s more on the benefits, inclusions, and exclusions of a newly married couple's health insurance plan!

In today’s time, it’s important to stay physically fit so that you can protect yourself from health issues. The increasing environmental degradation and changing lifestyle can have a severe impact on your health. Keeping yourself involved in physical activities strengthens you internally. This impacts your overall well-being thus keeping you healthy.

In this article, we’ll explain the importance of physical fitness and its benefits.