Investment planning is an important step towards your financial planning. You first understand your current financial preparedness. Next, you check your future goals and can create a strategy to achieve them. The investment planning guide below will help you understand the concept better.

Section 22 of the Income Tax Act 2025 outlines the available deductions on income from house property. The new Section 22 includes key tax saving provisions such as 30% deduction on value of property and home loan interest benefits. It replaces Section 24 of the Income Tax Act 1961 with a clearer, structured format.

Third-party administrators or TPA in health insurance acts as an intermediary between the insurer and the insured for a smooth claim settlement. In 2001, Insurance Regulatory and Development Authority of India (IRDAI) introduced third-party administrators to address the slow claim settlement processing in health insurance. The TPA ensures an efficient and quick claim settlement process.

Life insurance provides financial security to the insured’s family in case of their untimely demise. However, before buying a life insurance policy, one should consider several factors and get a deeper insight into various terms related to it.
Policy term and premium paying term are two such insurance-related concepts that might be a little confusing for first time buyers. That’s why we have put together a guide to help you understand the difference between policy term and premium pay term.

Disclosing your medical history when buying insurance helps you avoid out-of-pocket expenses and coverage gaps. Most insurers now provide pre-existing disease health insurance that covers the medical conditions you have at the time of purchase. However, completing a specified waiting period is necessary for policy coverage to kick in.