The two key factors to consider, while buying term insurance are the cover amount (sum assured) you require and the duration of the plan (tenure). The rule of thumb is that, the cover amount should be at least, ten times your annual income. Alternatively, you can compute the same using this formula: Income * Working Years = Protection Cover.

The secret to a long and eventful life is to live in the presence of family and friends. To prolong our happiness, we invest not only in healthier lifestyle choices but also in instruments that can provide long-term financial security. While exercising daily and following a well-rounded diet plan help keep the physical health in peak condition, financial instruments such as Term Plan with Return of Premium provide a robust financial safety net against life's uncertainties.

Smoking remains one of the leading preventable causes of serious health issues. It is one of the toughest habits to break and one of the most expensive for your health and your wallet.

While smokers can apply for health insurance in India, insurers may assess their risk through proposal-form disclosures, medical history, and underwriting before issuing the policy. Keep reading to know more about health insurance for smokers.

At the core of Indian culture lies the holistic and ancient practice of Yoga - a term that has become synonymous with our country across the globe. From boosting health to relieving stress, Yoga not only improves your strength but also your well-being. Adding just a few simple asanas to your everyday routine can help your health in all kinds of surprising ways.

Yoga is the answer to most lifestyle health woes of this century, as it effectively manages and prevents rampant lifestyle disorders, including critical illnesses. Therefore, it's only wise to take out those ‘Yoga Mats’ and do some Yoga regularly. After all, it can all translate into inhaling a good future and exhaling illnesses out of your life.

There has been a major surge in e-commerce business in India, and the life insurance sector is part of the wave. Various insurers sell term insurance plans online, and there are many reasons to consider an online purchase. Here are eight reasons to consider purchasing your policy online.