Experts advise opting for life insurance along with long-term wealth generation assets. It ensures your funds stay invested in the market, even in case of an unexpected incident, thus securing your family’s long-term financial goals. As new investors seek balanced returns, ULIP returns in 5 years can help build confidence, particularly owing to the inclusion of life cover.

Get Term Insurance Without Income Proof in 2026 with simple documentation and hassle-free approval. Ideal for freelancers, self-employed individuals, homemakers, and those with irregular income, these plans offer high coverage at affordable premiums without salary slips. Compare eligibility, benefits, and key features to choose the right protection for your family.

Today, many Indians are wondering why they should have to wait till 60 to retire. For those who want to retire earlier, the question remains how does one ensure financial security after retiring. The Financial Independence Retire Early (FIRE) is financial strategy that aims to make early retirement a possibility. Read on to know details of how the FIRE strategy works so that you can make a decision regarding if this strategy of early retirement works for you.

Rising pollution, stress, and sedentary lifestyles have increased health problems in India. A study in 2025 reveal that nearly 71% of Indians believe healthcare costs have surged. Almost 1 in 5 individuals skipped essential treatment due to financial constraints. Under such circumstances, having comprehensive health insurance becomes a necessity. These plans cover a wide range of diseases and medical treatments. They help with healthcare expenses pre and post hospitalisation. As a result, individuals can focus on recovery without draining their savings.

In modern healthcare, OPD, which means Outpatient Department, typically provides immediate medical care for patients who do not require hospitalisation or an overnight stay. In OPD, doctors examine you for the health concern you are visiting the hospital. You are then suggested appropriate treatment or prescribed medicine or tests for proper diagnosis. If diagnosis happens right away, you can go home with prescribed medicines. OPD is usually included in all modern health insurance plans.