Securing your family’s financial future is essential to ensure their daily needs are met in your absence. A term insurance plan provides life cover to you and financial protection to your dependents. If you are looking for investment returns along with life coverage, ULIPs can serve you better. Learn the ULIP vs term insurance comparison to know their features, along with factors that influence your decision.

The types of bonuses in life insurance explain how participating policies reward long-term policyholders through profit sharing. These bonuses enhance the sum assured, strengthen maturity benefits, and add financial value over time, making them an important feature for building sustained financial security through life insurance.

Student life insurance is a great financial tool that provides affordable financial protection during academic years. At first, it may seem unnecessary but is important particularly for those having education loans and dependents in the family. Not only are insurance premiums affordable at a young, but they also remain unchanged in the future while they focus on their career.

A life insurance policy is your safety net for the twists and turns ahead. But plans are liable to change and you may end up moving to a different city or country, you might face a job loss, your available cash might decrease, overall life goals shift, etc. In such a scenario may be unable or unwilling to keep your life insurance policy till maturity.
Surrender value is the amount that you are liable to receive for surrendering your life insurance policy before the end of the policy term. In this post, you’ll find out what surrender value is, the surrender value formula, why it is beneficial and more.

Death benefit or Life cover is by far the most important benefit of any life insurance or term insurance policy. This is the pre-determined payout that the insurer provides in order to provide the financial security of the life insured individual’s family if the unexpected happens. So, the life insurance death benefits serve as a central element of every life policy, ensuring families receive monetary support after losing their loved one. In this blog, we shall talk about life insurance death benefits.