Marriage brings changes in life. It changes your personal life and your financial priorities. With new responsibilities, you need to review your financial protection. In this case, health insurance is especially important.  

What worked well individually may no longer be sufficient when planning a shared future. After marriage, it is important to update your policy. This ensures both partners get proper health protection. Read on to explore the key changes to make in your health insurance policy after marriage. 

Imagine you need cataract surgery or a chemo session, something that is fast, same-day, and you are home by evening. Will your health insurance cover it if there is no overnight stay?  

In the daycare treatment clause, hundreds of medical procedures take less than 24 hours and are fully covered under your standard health insurance plans. Day care treatment meaning to be precise, is a medical procedure that requires formal hospital admission but not an overnight stay. The day care treatment list covers more than 100 procedures across 13 medical specialities, including oncology, gastroenterology, urology, and several other areas of care.  

This guide covers the exact meaning of day care treatment, a categorised list of 100+ covered procedures, the claim process, waiting periods, and what can get your claim rejected, so that you're fully prepared.  

India is witnessing a rapid rise in obesity and obesity-related health conditions such as diabetes, hypertension, sleep apnea, and cardiovascular disorders. For individuals with severe obesity who do not achieve sustainable results through diet, exercise, or medication, bariatric surgery is often recommended as an effective long-term treatment option under medical supervision. 

The accessibility of bariatric surgery in India has also improved after the Insurance Regulatory and Development Authority of India (IRDAI) introduced revised health insurance guidelines in 2019, following which many insurers began covering medically necessary bariatric procedures subject to specific eligibility conditions. 

This guide explains bariatric surgery costs in India in 2026, including procedure-wise pricing, city-wise treatment costs, insurance coverage, eligibility criteria, and financing options to help you make an informed treatment decision. 

ULIPs in India are considered long-term investments and preferred by individuals seeking the dual benefit of life insurance and market-linked investments in a single plan. A 30 year ULIP plans means that you will continue to hold the policy for 30 years. Over this long investment horizon, you can invest through multiple market cycles and maximise the potential compounding benefits. So, for young individuals such as those in their 20s, ULIP returns over 30 years can potentially build a significantly large corpus that can used to secure long term financial goals such as retirement.

ULIP returns in 25 years typically range from 6% to 8% CAGR for debt funds, 8% to 10% CAGR for balanced funds, and 10% to 15% CAGR for equity-oriented funds. If an investor invests ₹10,000 in an equity ULIP each month, the corpus can grow to ₹1.89 crore after 25 years, which is almost 6 times the amount invested.