Compare ULIP vs ETF on returns, tax, charges, life cover & liquidity. Find out which investment suits you best in India 2025. Explore Axis Max Life ULIP plans.

Picture a mid-sized manufacturing company in Pune. The founder built it over 15 years. He knows every supplier, every major client, and every operational detail by heart. One morning, he is gone. No warning. The business still has orders to fulfil, loans to repay, and 40 employees waiting for salaries.

This is not a hypothetical situation. It can happen to any business. The concerning part is most of them are completely unprepared for a situation like this.

That is the gap a keyman policy insurance plan fills. Not by replacing the person, but by giving the business enough capital to breathe, regroup, and find a path forward.

A Unit Linked Insurance Plan (ULIP) offers the dual benefit of life insurance and market-linked investments against you premiums. A portion of your ULIP premium is used to purchase life cover, while the other portion is invested in market-linked funds like equity, debt, or hybrid funds.

Withdrawals from ULIP are possible after a mandatory 5-year lock-in period. ULIP withdrawal impacts the fund's performance and overall returns.

A health insurance plan provides coverage for medical emergencies. It also offers several rewards for maintaining a healthy lifestyle. A renewal bonus in health insurance, commonly referred to as a No Claim Bonus (NCB), is granted for maintaining a claim-free policy year and paying renewal premiums on time. It can enhance your health insurance policy coverage for the long term.

Health insurance for expats is a medical insurance plan designed for people living, working, or staying outside their home country for an extended period. Depending on the policy, it may cover hospitalisation, emergency care, routine consultations, outpatient treatment, maternity, evacuation, or treatment across more than one country.