Protect your family’s future with a 25K Salary Term Insurance Plan. This affordable plan offers high coverage, stable premiums, and added riders for extra safety. Ideal for young professionals and families, it ensures financial security without stretching your budget. Learn how much coverage you need and why it’s the smart choice for low to middle-income earners.

One key principle of personal finance is to balance safety with growth. Many investors achieve this equilibrium through moderate risk management strategies. This helps them accumulate wealth, provided they have a stable income and some financial knowledge.

Medium-risk investment strategies focus on achieving stable returns. They also allow you to minimize your losses.

When selling property, be it your family home, inherited land, or a commercial unit, the capital gains tax becomes a decisive factor in the net proceeds you finally receive. The tax treatment changed materially after the Union Budget announcements and subsequent notifications in 2024–25. Taxpayers who sell property now face a simplified but materially different regime, a uniform tax on long-term capital gains rate in many cases, revised short-term rates, and revised indexation rules. Understanding how capital gains will apply to your property transactions is essential before finalising any sale agreement or reinvestment decision.

When you are just getting started, there investing may seem intimidating. With all the myriad options available, a beginning investor often thinks which is the best avenue to take and where to start. By following an appropriate investment strategy for beginners, you can make informed decisions, build your wealth gradually, and achieve your long-term financial objectives.

The spouse who is homemaker and looks after children, supporting the family may be referred to a non-working spouse. While such an individual might not earn a salary, their contribution to the family as a whole cannot be overlooked and their life deserves to be protected. So, let’s look at term insurance plans for a non-working spouse in India.