If a lump-sum amount is invested all at once, instead of making regular investments into a financial instruments, it is called a one-time investment plan. Individuals who have surplus funds available and want to gain financially in the long term can opt to benefit from such investments. The potential capital appreciation offered by one time investment plans make them ideal for reaching various financial goals.

Among the various type of investment strategies currently available in India, direct investment has steadily been getting more attention. Direct investing involved putting money straight into a company without the aid of a middle-man to get a major control over its operations. These investments can be done domestically or internationally.

In India, deposits can be broadly classified into 2 different categories - time deposits and demand deposits. Each type of deposit account is unique and serves different financial purposes. Demand deposits offer greater liquidity but lower interest rates, while time deposits offer lower liquidity but higher interest rates. So, a careful analysis of their key differences can help you make an informed financial decision.

The choice between a Unit-Linked Insurance Plan (ULIP) and a Systematic Investment Plan (SIP) can be confusing. ULIPs combine investment and insurance, while SIPs focus on wealth creation over time. Therefore, the investor must understand the important differences between ULIPs and SIPs to choose the one that aligns with their long-term financial targets. Read on for detailed ULIP vs SIP comparison!

A ULIP, or Unit Linked Insurance Plan, combines the benefits of investment and insurance. However, investors may consider exiting ULIP investments after the recent amendment, which removed tax exemptions on ULIP maturity proceeds for policies issued on or after February 1, 2021. Experts recommend ULIP renewal, as tax benefits under Section 80C are still available under the old income tax regime.